Credit Analyst at GTI Group

Job Description

• Evaluating and reviewing of clients’ credit proposals for approval decision based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Preparation of Credit Appraisal Memorandum (CAM) for Board’s consideration and approval (Traditional).
• Conducting credit search from an approved Credit Bureau for facilities.
• Booking of loans in line with the credit policy and approved terms and conditions.
• Proper documentation and updating of the loan files.
• Collaborating with branches to achieve budgets on risk assets creation.
• Prompt and accurate monthly update of loans on the Credit Bureau and CRMS portal.
• Render timely report to regulatory bodies (CBN, NDIC, etc.) when required, especially when the HOD is unavailable.
• Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.

Job Requirements

• Candidates should possess a Bachelor's Degree qualification.
• 3 - 7 years work experience.