Credit Analyst at GCR Ratings

Summary

• We are seeking a motivated, ambitious individual to provide insightful credit analysis and research, ensure rating accuracy, and engage with the investor community.
• This challenging opportunity will provide the combination of flexibility, responsibility, and discretion in managing your own portfolio of rated entities, with extensive access and exposure to senior management, issuers, and investors.

Duties and Responsibilities

Insightful and Rigorous Analysis

• Write in-depth, high quality and focussed research on credit trends, including thought-leading reports on insurance, corporates, banks and banking trends.
• Become a recognised authority on your portfolio of rated entities and developments in the sector.

Ratings Accuracy

• Perform in-depth fundamental credit analysis on a portfolio of Nigeria financial institutions/insurance companies and corporates.
• Present your analysis at committees.
• Develop detailed understanding of, and ability to apply, relevant GCR’s methodologies.
• Monitor developments and ensure ratings are accurate and forward looking.

Effective Communication with Financial Markets and Issuers Global Credit Rating

• Build and maintain high quality relationships with fixed-income investors, financial media, and senior management at financial institutions.

Effective Communication with Financial Markets and Issuers

• Operate independently but supported by the rest of analytical team in enhancing GCR’s Banking, Corporate and Insurance franchise, in particular through developing and deepening outreach with key external stakeholders.

Qualities and Experience

• Proven credit/risk assessment experience including strong financial analysis experience, likely to be gained from a financial institution, regulator, or public accounting firm.
• Understanding of Nigerian banks/insurers and their regulatory environment and the key issues affecting these markets/the main players and key industry drivers.
• Excellent communication skills. Able to communicate clearly and succinctly, both verbally and in writing with some public speaking experience.
• Strong quantitative aptitude and proven analytical skills.
• Highly organised and efficient, with ability to multi-task and able to meet tight deadlines.

Qualifications

• The successful candidate should have a strong academic background at least equivalent to BSc in relevant areas.
• CIMA/ACA/ACCA/CFA professional qualification would be highly beneficial.
• Fluency in spoken and written English