Credit Analyst at Cedar Group

Cedar Group is a financial services group with diverse interest in Finance, Healthcare, Insurance. We are hiring a Credit Analyst for one of our finance companies, Kerdos Credit Capital.

Qualifications

• BSc in Accounting or related financial discipline
•  A minimum of two years experience

Key Responsibilities

• Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence
• Provide recommendations tied to analysis and assessment of credit risk
• Present analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay
• Keep up to date with the company’s lending protocols
• Reconcile credit files and identify discrepancies and variances
• Develop and prepare spreadsheets and models to support analysis of new and existing credit applications
• Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
• Preparing reports about the degree of risk in lending money to clients
• Analyzing client records and using the data to recommend payment plans
• Conferring with credit associations and references to exchange credit information on clients
• Evaluating the financial status of clients by producing financial ratios through computer programs
• Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
• Helping supply chain and sales and marketing departments in managing financial orders to help them control credit exposure, make payments on time, and reduce the risk of customer disputes
• Conferring with clients to verify their financial/credit transactions and to resolve their complaints