Compliance Officer at KiaKia Finance

Job Summary:

• The Compliance Officer will be responsible for developing, implementing, and maintaining a robust compliance program tailored to the specific risks and regulatory requirements associated with KiaKia Finance's business model. This role requires a deep understanding of the Nigerian and global regulatory landscape, strong analytical skills, and the ability to collaborate effectively across departments.

Responsibilities:

• Develop and implement compliance policies and procedures in line with relevant Nigerian regulations (e.g., AML/CFT, KYC, CBN regulations, Data Privacy regulations, etc.).
• Monitor and assess the effectiveness of the compliance program, identifying areas for enhancement and implementing necessary changes.
• Conduct regular risk assessments, including AML/CFT risk assessments, considering the specific services offered by KiaKia Finance.
• Stay abreast of evolving Nigerian regulations and industry best practices, ensuring the company's compliance program remains current and effective.
• Deliver training programs to employees on compliance-related topics, emphasizing practical application within KiaKia Finance's operations.
• Conduct internal audits and reviews to verify adherence to policies and procedures.
• Investigate and resolve compliance-related issues and incidents promptly and effectively.
• Prepare and submit regulatory reports accurately and timely, as required by Nigerian regulatory bodies (e.g., CBN, NFIU, NDPC).
• Liaise with Nigerian regulatory authorities and external auditors, representing KiaKia Finance professionally.
• Collaborate with other departments (e.g., product, technology, operations) to embed compliance into all aspects of the business.
• Maintain meticulous records of compliance activities, demonstrating a strong audit trail.
• Monitor transactions for suspicious activity, escalating alerts according to Nigerian AML/CFT regulations.
• Conduct customer due diligence (CDD) and enhanced due diligence (EDD) adhering to Nigerian KYC/AML requirements.
• Implement and maintain robust anti-money laundering (AML) and Know Your Customer (KYC) programs aligned with Nigerian regulatory expectations.
• Contribute to the development and implementation of compliance technology solutions, if applicable.
• Develop and implement a data privacy compliance framework, ensuring adherence to the Nigerian Data Protection Regulation (NDPR).

Qualifications:

• Bachelor's degree in Business, Finance, Law, or a related field.
• Minimum of 3 years of experience in a legal or compliance role, preferably within the Nigerian financial services or fintech industry.
• Demonstrable understanding of relevant Nigerian regulations, including AML/CFT, KYC, CBN regulations, NFIU guidelines, NDPR, and other applicable laws.
• Experience in developing, implementing, and managing compliance programs tailored to specific business models.
• Exceptional analytical, problem-solving, and communication skills (written and verbal).
• Ability to work both independently and collaboratively within a team.
• Strong attention to detail, organizational skills, and a commitment to accuracy.
• Professional compliance certifications (e.g., CAMS, ACAMS) are highly advantageous.
• Experience with relevant compliance software and technology solutions is a plus