Compliance Analyst at Chipper Cash

Summary

• The Compliance Analyst - Nigeria is independent from the first line of defense, is accountable for maintenance, and performance of effective ongoing second line of defense compliance controls and follow-up on findings within the anti-money laundering and counter terrorist financing (“AML/CTF”) area.
• As the Compliance Analyst, responsible for ensuring that the company adheres to the various regulatory and supervisory frameworks applicable to the Institution.

Compliance Responsibilities:

• Monitor and ensure overall compliance with all obligations in the laws under which the company is licensed.
• Monitor and regularly assess that the Company complies with applicable external legislation (including AML/CTF legislation) and other regulations and guidelines issued by competent authorities, as well as the Company’s Policies and Framework.
• Control and regularly assess whether the AML/CTF Framework to prevent the Company being used for money laundering or terrorism financing (“ML/TF”) is appropriate and adequately implemented within the Company.
• Provide support to employees, contractors and other persons involved in activities in a similar capacity on regulatory requirements concerning regulatory matters, conduct, financial crime, data protection, enterprise risk and consumer protection.
• Act as the Money Laundering Reporting Officer/Nominated Officer and ensure that the obligation of reporting SARs/STRs and other regulatory reports are fulfilled.
• Periodically respond to Law Enforcement on enquiries and requests for information.
• Ensure the provision of information to Regulators or Partners in relation to financial crime activity.
• Participate in engagements between the Company and regulators on general compliance and AML/CTF matters.
• Perform any other function as may be assigned by the Global Head.

Risk Management Responsibilities:

• Ensure the implementation of the Company’s risk management framework by maintaining the country risk registers, conducting periodic risk assessments (some of which are listed herein below), among other risk management duties as may be assigned by line management.
• Participate in the Annual AML risk assessment in line with the local regulatory requirements and participate in the Company-wide Risk Control Self Assessments (RCSA) 
• Carry out the product, market/business risk assessment for existing and new product offerings in the local markets at least before launch and on an annual basis for existing products.
• In conjunction with the Global Head, review and update of the Company policies, procedures, Key Risk Indicators (KRIs) and Risk Appetite Statement.

Other Responsibilities:

• Support in the preparation of Management Information (MI) dashboards presented to local Board of Directors and Management Committees.
• Perform any other duties as may be assigned.

Requirements‍

• A Bachelor's Degree in Finance, Business, Economics, or a related discipline, or equivalent professional experience.
• 2–4 years of experience in a comparable role within a financial institution in Nigeria.
• Proven ability to perform effectively and deliver results in a dynamic, high-pressure environment.
• Strong organizational skills, with the ability to manage and prioritize multiple tasks independently.
• Exceptional attention to detail and analytical capabilities.
• Strong verbal and written communication skills.
• Familiarity with industry regulations and standards, including AML and CTF requirements, is an advantage.
• Professional certifications such as Designate Compliance Professional (DCP) or other relevant compliance certifications are preferred.