Renmoney Microfinance Bank is on a mission to empower businesses across Nigeria with innovative financial solutions that drive growth and economic inclusion. Our next phase of growth is anchored on building a comprehensive B2B ecosystem - spanning SME lending, payments, banking services, insurance, remittances, and embedded finance partnerships.
We are now seeking a strategic, commercially minded, and execution-driven Chief Product Officer (CPO) to lead this journey.
Your Mission
As CPO, you will own the vision and strategy for Renmoney’s B2B product ecosystem, enabling SMEs, corporates, fintechs, and partner institutions to thrive. You will lead the design and execution of solutions that combine lending, payments, insurance, remittances, and value-added services into a seamless ecosystem.
You will work closely with the CEO, CTO, CRO, and other senior leaders to deliver profitable growth, customer impact, and regulatory compliance.
What You’ll Do
Strategy & Vision
- Define and execute the B2B product ecosystem strategy, aligning with Renmoney’s commercial and regulatory priorities.
- Translate business opportunities into scalable roadmaps covering SME lending, payments, embedded finance, and partnerships.
- Ensure products are regulatory-compliant, profitable, and customer-centric.
Product Development & Delivery
- Lead the development of tailored financial products for SMEs, corporates, and ecosystem partners.
- Integrate AI, automation, and data-driven insights to improve risk management, efficiency, and user experience.
- Build seamless onboarding, servicing, and engagement experiences for partners.
Partnerships & Ecosystem Building
- Forge and manage partnerships with fintechs, telcos, insurers, remittance providers, and aggregators.
- Drive cross-sell, bundled, and embedded finance opportunities that expand partner and SME value.
- Negotiate strong commercial terms that balance growth, risk, and profitability.
Performance Management
- Own key metrics: SME adoption, revenue growth, cost-to-income, partner satisfaction, and portfolio performance.
- Collaborate with Risk, Finance, and Collections to ensure strong unit economics, risk-adjusted returns, and sustainability
Requirements
- 8-10+ years of overall product experience, including at least 5 years in product leadership roles within SME banking, fintech, or B2B ecosystems.
- Proven ability to scale SME or B2B-focused financial products in Nigeria or similar markets.
- Strong grasp of Nigeria’s SME and corporate finance landscape (competition, regulation, distribution).
- Experience negotiating and managing ecosystem partnerships and commercial contracts.
- Ability to connect product strategy directly to P&L outcomes (CAC, LTV, revenue, cost-to-income).
- Demonstrated success in building and leading multidisciplinary teams.
- Excellent communication, negotiation, and stakeholder management skills.
- MBA or advanced degree preferred but not mandatory.
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