Business Development Manager at Corestep Microfinance Bank

Location: Mainland, Lagos

Industry: Banking

Roles & Responsibilities
Sales Management:

• Execute branch sales strategy reflective of the local market conditions to ensure that sales targets are met. This includes having product knowledge, cross selling and keeping up to date with changes and developments in the local market/area to drive optimal achievement sales opportunities.
• Conducts daily meetings with the sales team and carry out reviews on the previous day and jointly plan for the week ahead.
• Manages and maintains current business relationships and seek new accounts through sales

• Engage in business development activities and solicitation of new business; be actively involved in instilling and maintaining a positive sales environment through education of the Bank’s products and services. Ability to identify an acceptable level of lending risk, in line with the bank’s risk appetite statement, and to maximize profit from that transaction.
• Comply with the Bank’s complaint resolution process to resolve the matter, maintain our high service standards and mitigate further risks / losses.
• Minimize risks through adherence to KYC compliance as per the bank policies and procedures in all your operations to minimize losses due to frauds.
• Discuss loan terms and conditions, and conduct collateral risk analysis to ensure compliance with the banks policies and procedures
• Contributes to the growth of deposits, loans and overdrafts to increase profitability of the branch.
• Extract and analyze financial statements, cash flow forecasts and other complex financial reports, providing accurate assessment

Requirements

• B.Sc in Banking and Finance, Business Administration,  or any other related field.
• 4 years of work experience in Commercial/Retail Business at any reputable bank or financial institution is a MUST

LOCATION: MAINLAND, LAGOS