Citygate Consumer Credits (3C) is a product of Citygate Global, a registered money lending company with Head Office in Lagos. The product was designed to take care of personal need of professionals (salary earners) and small scale businesses especially those that lack access to credit facilities from our financial institutions.
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To see to the growth of the branch through client acquisition and retention, quality disbursement, PAR reduction and profitability.
To lead, manage and grow the branch; through proactive implementation of strategies that will bring about operational self-sufficiency and best customer experience.
To assess structure and performance of the branch: evaluate, understand and make strategic decisions regarding branch’ activities, staffing, market driven products and acceptable lending methodology.
To ensure the branch is compliant with current risk management and audit standards.
Demonstrate commitment, dependability and respect for all team members in branch; serve as a guiding light in leading his/her team members towards relationship-based success with clients.
Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices set by management for overall soundness of the branch.
Effective and efficient co-ordination of all Market-facing staff under his/her supervision for performance.
To advise the Management on the way forward for speedy growth of the branch.
Efficient management of all other resources under his/her care.
Develop, execute and manage retail lending strategy and tactical business plan, taking into account the market opportunity/growth potential, existing capabilities and risk appetite.
Responsible for making sure that the branch’s goals and objectives are met within a set time.
Ensure timely report rendition.
Qualification and experience required:
Bachelor's Degree/HND
Micro Finance Certified Banker (MCIB) Qualifications will be an added advantage.
Above 5 Years Managerial Experience in Microfinance Finance Banking or Institution
Business Development and Customer Service Skills.
Relationship Management Skills,
Leadership Skills, Effective Communication Skills
Marketing, Selling and Credit Analysis Skills
Must be computer literate with added advantage in key Microsoft office package (Word, Excel and PowerPoint).
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