Area Manager (North-West) at Citygate Global

About the Role

• To see to the growth of the area through client acquisition and retention, quality disbursement, PAR reduction and profitability.
• To lead, manage and grow the area; through proactive implementation of strategies that will bring about operational self-sufficiency and best customer experience.
• To assess structure and performance of the area: evaluate, understand and make strategic decisions regarding branch activities, staffing, market driven products and acceptable lending methodology.
• To ensure the area is compliant with current risk management and audit standards.
• Demonstrate commitment, dependability and respect for all team members in area; serve as a guiding light in leading his/her team members towards relationship-based success with clients.
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices set by management for overall soundness of the area.
• Effective and efficient co-ordination of all Market-facing staff under his/her supervision for performance.
• To advise the Management on the way forward for speedy growth of the area.
• Efficient management of all other resources under his/her care.
• Develop, execute and manage retail lending strategy and tactical business plan, taking into account the market opportunity/growth potential, existing capabilities and risk appetite.
• Responsible for making sure that the area goals and objectives are met within a set time.
• Ensure timely report rendition.

Required Skills:

• Business Development and Customer Service Skills.
• Relationship Management Skills.
• Leadership Skills, Effective Communication Skills
• Marketing, Selling and Credit Analysis Skills.

Qualification And Experience Required:

• Bachelor's Degree/HND
• Must live in Kaduna.
• Must have worked in a Commercial Bank
• Must have Managerial Experience
• 5 Years of Experience in Microfinance or Commercial Bank
• Must be computer literate with added advantage in key Microsoft office package (Word, Excel, and PowerPoint).
• Proficiency in Banking Software will be an edge.