Analyst, Credit, MIS & Portfolio Reportng at Stanbic IBTC

To be responsible for creating and maintaining a robust management information platform & process, producing accurate, timely and meaningful MI to meet regulatory & other requirements.

Key responsibilities

• Ensure ongoing availability of accurate, ‘real time’ management information covering ‘flow’ and ‘stock’ measures
• Build capacity within credit for effective trend analysis, modelling and analytics
• Ensure availability of robust workflow and turnaround management tools across all segments and the entire credit life cycle
• Drive application of analytics to make better credit policy choices, achieve asset growth and lower than industry average credit losses on portfolio

Qualifications

• University Degree

Experience Required

• At least 1-year relevant experience within a Credit analytics environment.
• Exposure to bank lending environment
• Working knowledge of core banking and data warehouse systems (in the area of report generation)
• Detailed understanding of portfolio performance metrics, their measurement and interpretation including vintage analysis
• Thorough conceptual and practical knowledge of data mapping and database query tools and report design
• Good understanding of Basel and IFRS

Behavioural Competencies:

• Adopting Practical Approaches
• Articulating Information
• Developing Expertise
• Documenting Facts
• Examining Information
• Exploring Possibilities
• Interpreting Data
• Making Decisions
• Providing Insights
• Taking Action
• Team Working
• Upholding Standards

Technical Competencies:

• Evaluation of Internal Controls
• Internal Auditing
• Risk Identification
• Risk Management
• Verbal Communication
• Written Communication