Account Officer at ACCION Microfinance Bank

Locations: Lagos, Ogun, Anambra, Edo, Delta, Rivers
Job Type: Full time

Job Responsibilities

• Liaise with community organizations, business associations, and individual entrepreneurs.
• Determine and present loan terms and conditions to credit committee
• Participate in credit committees providing input on other members? loan proposals
• Prepare and present own loan proposals to credit committee.
• Implement late repayment recovery procedures of Accion MfB;
• Achieve and maintain targets on portfolio at risk and loan loss
• Emphasize the importance of on-time repayment with clients
• Monitor repayment reports daily and client behavior patterns.

Key Performance:

• Become knowledgeable and known in the assigned geographic zone.
• Build rapport with community, business associations and leaders
• Be known and visible in the community
• Develop goodwill of community towards Accion MfB.
• Develop relationship with each client to support the business success and Develop relationship with each client to support the business success and cultivate loyalty
• Monitor client business progress to identify any potential problems
• Offer suggestions and referrals where appropriate and within company policy
• Demonstrate a concern and build client rapport.

Qualification & Experiences

• A minimum of HND or BSC in Business, Banking, Finance, Accounting, Economics, and/or related fields.
• Must have completed NYSC
• Strong interpersonal skills
• Ability to develop strong financial analysis skills
• Independent worker; honest and of high integrity
• Experience in credit of financial service industry will be an added advantage.

Required Knowledge:

• Computer literacy
• Experience in Microfinance Industry will be an added advantage