Account Executive at iRecharge Tech-Innovations

Job Summary

• The Account Executive is responsible for supporting the bank's financial operations by maintaining accurate financial records, managing reconciliations, preparing financial reports, and ensuring compliance with regulatory and statutory requirements.

Responsibilities:

• Maintain accurate financial records and general ledger postings, and perform daily reconciliations of bank accounts, payment gateways, wallets, and other digital transaction channels.
• Prepare monthly, quarterly, and annual financial reports, and support regulatory returns, statutory audits, and compliance with CBN, NDIC, and IFRS requirements.
• Ensure timely preparation and filing of tax obligations, including VAT, WHT, CIT, and PAYE, while maintaining compliance with applicable tax regulations.
• Support treasury operations by monitoring cash flow, liquidity, settlements, working capital, and bank balances to ensure efficient financial management.
• Manage accounts payable and receivable processes, including vendor payments, staff reimbursements, intercompany reconciliations, and lending portfolio reconciliations.
• Maintain strong financial controls, support audit remediation efforts, update financial policies and SOPs, and identify opportunities for process improvement.
• Collaborate with Operations, Product, and Engineering teams by providing financial analysis and supporting business initiatives, pricing, and profitability decisions.
• Monitor compliance with internal policies, regulatory requirements, and digital banking standards while supporting management with accurate financial insights.

Requirements:

• Bachelor's degree in Accounting, Finance, Economics, Business Administration, or a related field. Professional certifications such as ACA, ACCA, CFA, or CIBN are preferred.
• Minimum of 2–4 years of experience in finance or accounting within the banking, fintech, or financial services industry.
• Proven experience in financial reporting, reconciliations, treasury support, transaction monitoring, and regulatory reporting.
• Strong knowledge of IFRS, CBN regulations, tax compliance, digital financial systems, and payment transaction flows.
• Proficiency in accounting software and advanced Microsoft Excel, with strong analytical and problem-solving skills.
• Experience supporting audits, maintaining financial controls, and implementing process improvements.
• Excellent attention to detail, communication, and stakeholder management skills, with the ability to work effectively in a fast-paced digital banking environment.