Credit Officer at Mario Consulting

Our client, is a licensed indigenous finance company

Job Description

• The person should be young but versatile in credit and product development activities peculiar to a finance company.

Job Duties

• Oversee the entire lending process, including the initial application and review, underwriting and the disbursment or denial of the request.
• Monitor repayment progress and leading collections initiatives for delinquent accounts.
• Increase revenue base of the company by growing a healthy credit portfolio and minimize losses arising from bad credits.
• Ensure the consistent application of the credit policies of the company.
• Carry out periodic reviews of existing customers and the assessment of credit worthiness of potential customers
• Manage relationship with credit bureaus for seamless access to credit information on potential customers.
• Manage customers’ credit files.
• Regularly review the credits products of the company and developing new ones.

Required Skills and Qualifications

• A minimum of B.Sc/HND in Finance, Economics, Accounting or Business Administration.
• Possession of professional certificates such as CIBN, ICAN shall be added advantage.
• A minimum of 5 years relevant credit experience obtained in finance company.
• Strong analytical and mathematical skills
• Excellent communication skill
• Working knowledge of IT/Business infrastructure and MS Office
• Not more than 35 years old.