Consumer Relationship Officer at Addosser Microfinance Bank

Job Description

• To generate quality risk assets and liabilities for profitability and excellent relationship management with existing and potential clients.

Main Responsibilities

• Generation of quality risk assets to meet set targets.
• Sourcing of clients for both savings, current and fixed deposits in line with set targets.
• Packaging of customer’s credit requests.
• Review loan applications to ascertain credit worthiness of clients.
• Conduct qualitative credit appraisal of clients’ businesses e.g cash flow, profitability P&L and Balance Sheet.
• Ensure credits are packaged within the policies and procedure of the bank.
• Rendering financial advice to clients.
• Rendering weekly and monthly reports to the management.
• Ensure proper KYC are conducted on customers.
• Monitoring the loan portfolio and follow-up on repayment.
• Ensuring cheques for repayment are presented on due dates.
• Supporting the recovery activities as required.

 Relevant Skills, Qualification, Attributes & Experience

• 2 - 3 years cognate experience in Consumer Banking in a Micro Finance Bank.
• B.SC/HND in Social Sciences or any other relevant course of study.
• Has worked in a Microfinance Bank or any Financial Institution.
• Excellent Analytical Skills.
• Must be computer literate.
• Excellent communication, reporting skills.
• Applicants must not be more than 30 years.