Account Relationship Manager at ParaQuick

Slot: 3 Openings

Job Summary/Responsibilities

• Sourcing for Micro & SME clients in identified market zones.
• Sell credit products: PayDay loan, Salary Advance etc.
• Creation of quality risk assets monthly.
• Rendering financial advice to customers.
• Ensure credit appraisal & cash flow analysis of clients.
• Ability to analyze and interpret financial statements.
• Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Writing of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval.
• Perform KYC on customers
• Supervises Loan packaging and documentation.
• Conducts credit check on borrowers and their guarantors.
• Monitor client business and loans repayment closely.
• Follow up on delinquent loans & immediately refer to same to his/her supervisor.
• Ensure PAR is within tolerable level as specified by management.

Relevant Skills, Qualification, Attributes & Experience

• HND /University Degree in Banking, Accounting, Economics or other related field.
• At least 2 - 3 years’ experience in a Micro Finance Institution.
• Good understanding of business process.
• Hardworking, commitment, ability to communicate and self- motivated person.
• Excellent interpersonal & numerical skills.
• Excellent team player.
• MCP certification will be an added advantage but not compulsory.