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  • Credit Analyst at Rigo Microfinance Bank Limited

  • Posted on: 4 September, 2019 Deadline: Not Specified
  • View Jobs in Banking / Financial Services View All Jobs at Rigo Microfinance Bank Limited
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  • We deliver unequaled financial services through well trained and friendly workforce; helping individuals meet their financial goals and supporting micro, small and medium enterprises to grow.

    Credit Analyst

     

    Details:

    We deliver unequaled financial services through well trained and friendly workforce; helping individuals meet their financial goals and supporting micro, small and medium enterprises to grow.

    We are looking for a professional Credit analyst to determine our customers’ creditworthiness. Who will analyze financial data to assess the likelihood of a borrower honouring their financial obligations.

    Responsibilities

    • Assess creditworthiness of existing or prospective clients
    • Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
    • Complete ratio, trend and cash flows analyses and create projections
    • Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
    • Determine in depth the degree of risk involved
    • Carefully analyse data and produce clear and objective reports
    • Routinely monitor loans for compliance
    • Adhere to credit policy and guidelines
    • Monitor corporate portfolio asset quality on an ongoing basis
    • Draft models of credit information that predict trends and patterns

    Requirements

    • Proven working experience as a credit analyst
    • Proficiency in statistical packages and financial software
    • Up to date with legal, compliance and market risk related issues
    • Ability to analyze cash flows, leverage, collateral and customer strength
    • Strong communication and presentation skills
    • Sound judgement
    • HND,BSc degree in Business, Statistics or related field

    HND/BSC/OND Experience 3-5yrs

    Candidate MUST live in Ibeju-lekki environs. Specific locations include Ajah, Sangotedo, Awoyaya and Lakowe.

     Successful candidate shall be given:

    • Scholarship for CIBN microbanking certification.
    • Free healthcare
    • Reimbursible transportation and accommodation expenses.

    Remuneration: This is competitive and in line with industry practise.

    Method of Application

    Interested and qualified? Send in your application by clicking the Apply button below

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