Head Credit at GTI Group

Job Description

• Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
• Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
• Conducting credit search from an approved Credit Bureau for facilities .
• Booking of loans in line with approved terms and conditions.
• Proper documentation and updating of the loan files.
• Follow up and monitoring of disbursed loans to ensure timely repayment.
• Recovery of delinquent loans and advances.
• New products development and review of existing ones.
• Develop, review and update the bank’s credit policies.
• Attend Management Credit Committee, Strategic Business Unit (SBU) and Management Meetings
• Organized in house training for the staff
• Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required
• Preparing weekly and monthly Portfolio AT Risk (PAR) with a summary of loan loss provision

Job Requirements

• Meet set deliverable
• Performing any other function as may be assigned by the management.
• Ability to use bankone core banking software is an advantage.