Loan Officer Trainee at Addosser Microfinance Bank

Job Sector: Banking

Job Description

• We seek to attract aspiring candidates who want to build a career in the financial service sector and are highly driven to achieve their career aspirations while fulfilling organizational goals.

Responsibilities

• Sourcing for loan clients in identified market zones.
• Rendering financial advice to customers.
• Ensure credit appraisal and cash flow analysis of clients.
• Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
• Ensure all approved loan are disbursed timely.
• Supervise loan packaging and documentation.
• Conduct credit checks on borrowers and their guarantors.
• Confirm status (Physical state, valuation e.t.c) of asset/properties used as collateral by customers.

Requirements

• A minimum of HND/Bachelor's Degree passed at minimum of Second Class division.
• Applicants should not be more than 27 years old.
• Candidate must be prepared to take up a marketing role.
• Candidate must reside in Lagos and must have concluded NYSC.
• Work experience is not required.
• Excellent team player.
• Strong interpersonal communication and negotiation skills, including the ability to interact effectively with People of diverse cultures.
• Analytical and problem solving skills.