Credit Analyst at First Bank

Ref No: 1900002R
Location: Lagos
Organization: Chief Risk Officer Directorate
Schedule: Regular
Shift: Standard
Job Type: Full-time
Grade Range - From: Senior Banking Officer 
Grade Range - To: Deputy Manager

Job Description

• Analyses credit applications received from Relationship Managers and making recommendations for management’s approval.
• Prepares executive summary in respect of application for the consideration of the Management Credit Committee, Board Credit Committee and Board of Directors.
• Attends to queries and clarifying issues raised by Relationship Officers in respect of credit applications.
• Attends meetings with Relationship Officers to structure appropriate facilities for customers.
• Carries out periodic review of credit product papers to facilitate efficient work flow.
• Visits Project Site to update Management on project status in addition to appointed project consultants monitoring.
• Participates in various strategic credit projects (ad-hoc Committees) such as due diligence exercise on bank-induced take over, credit audit review of subsidiaries.
• Complies with the principles and policies in the Information Security Handbook.
• Prepares Form 3800B to convey decisions on credit papers processed in the department

Qualifications
Education:

• Minimum Education: First degree in any discipline, higher degrees/professional certifications
• Possession of professional qualification (ICAN, ACCA, CFA) is mandatory.

Experience:

• Minimum experience: 3 to 4 years in credit analysis related jobs with or without marketing experience.