Latest Vacancies at TeamApt

What you’ll get to do

• Design and Implement global standard data driven credit risk processes and policies that serve as the foundation of our credit businesses
• Ensure proper execution of credit risk policies and processes by all members of the credit risk team
• Measure and monitor the bank’s credit portfolio and the performance of our credit risk processes and continually improve them to achieve better results
• Facilitate the identification, assessment, measurement, monitoring, controlling and reporting the level of risks
• Utilize customer data to build risk segmentation and mitigation strategies
• Review and analyze the non performing credit portfolio to identify causal factors, modify our credit risk processes to prevent them and track the changes to ensure better performance
• Lead evaluation, hiring and training of all members of the credit risk team
• Work with the MIS team to drive automation of the necessary reports for effective monitoring of our portfolio and the credit risk

To succeed in this role, we think you should have

• At least 5 years pr​oven experience as a Credit Risk Manager in a financial institution
• Comprehensive understanding of Credit Risk Management, regulations and other statutory requirements of  the regulator, especially in areas of credit.
• Excellent at execution and operations, defining processes and making sure that they are executed by all member of your department
• Data analysis skills and the ability to study data and find correlations that can be used to make data-driven decisions
• BSc/BA from a reputable university

Some of the technologies you’ll get to work with

• In house loan management systems
• Reporting systems like Metabase, Grafana etc.

What we can offer you

• Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation - You’ll receive an attractive salary, pension, health insurance,, Employee Stock Options, annual bonus, plus other benefits.

What to expect in the hiring process

• A preliminary phone call with the recruiter
• A technical interview with a Credit Business Lead
• A behavioral and technical interview with a member of the Executive team. 

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What you’ll get to do

You will actively work with the engineering team to create and modify products to fulfil customer needs. You will focus on implementation and what technology is required to meet the business requirements.

• Gain a deep understanding of customer experience, identify and fill product gaps and generate new ideas that grow market share, improve customer experience and drive growth
• Create buy-in for the product vision both internally and with key external partners
• Ability to work well with internal teams, including developers, engineers, architects, quality assurance, and operations. Ensure requirements are fully understood and that implementation plans match expectations.
• Translate product strategy into detailed requirements and prototypes
• Scope and prioritize activities based on business and customer impact
• Understand, research, and follow technology trends in the industry and in general. Able to assess emerging products and companies to measure their potential value or threat to the company and its products, as well as make recommendations on which new technologies to invest in or leverage.
• Implement beta tests.
• Work with data pipelines, algorithms, and automated systems.

To succeed in this role, we think you should have

• Minimum of 3 years of proven work experience in software engineering or solutions architecture and at least 2 years of product development.
• Proven track record of managing all aspects of a successful product throughout its lifecycle.
• Proven ability to assess and address technical risks
• Proven ability to facilitate the creation and maintenance of proper product documentation.
• Solid technical background with understanding and/or hands-on experience in software development and web technologies.
• Strong problem-solving skills and willingness to roll up one’s sleeves to get the job going.
• Skilled at working effectively with cross-functional teams in a matrix organization.
• Excellent written and verbal communication skills.

What we can offer you

• Culture -We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation - You’ll receive an attractive salary, pension, health insurance,, Employee Stock Options, annual bonus, plus other benefits.

What to expect in the hiring process

• A preliminary phone call with one of our recruiters
• A technical interview with a Product Lead
• A panel technical interview with our Technical Product Managers.
• A behavioural and technical interview with a member of the Executive team.