Portfolio Manager at Winock Solar Limited

Job Description

• The main goal of this role is to generate more revenue for the company, to identify sales leads, pitch goods or services to new clients and maintain a good working relationship with new contact and come up with new sales ideas.
• They are responsible for the evaluation and processing of loans and act as liaison between customers and the organization.
• Using knowledge of the market and competitors, identify and develop the company’s unique selling propositions and differentiation.
• Prospect for potential new clients and turn this into increased business
• Deliver quality client service by ensuring that loan decisions are communicated effectively to clients in a timely manner.
• Review of credit applications to ensure that all documents submitted by the client are complete.
• Assessment of the client’s balance sheet performance, cash flow and streams of income
• Participate in market storms, community fairs and cluster marketing
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Opening loan applications and conducting loan analysis by visiting the business and household of clients.
• Visiting the business of guarantors and preparing a complete loan assessment according to Winock's credit procedures.
• Ensuring punctual repayments of disbursed loans
• Ensuring high quality standards of Winock's credit portfolio.
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for credit review
• Creation of leads account for customers on the CRM
• Maintenance of portfolio to achieve desired PAR level.