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    • Head Credit at MAISA CO.

    Posted: Apr 13, 2021
    Deadline: Apr 19, 2021
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  • Head Credit

    • EXPERIENCE LEVEL:
    • Management- minimum 15 years Management experience in Credit Management/ Credit Analysis/ Credit Strategy/Credit Process Automation/Credit Administration & monitoring in retail lending environment.
    • Exceptional knowledge of SME lending procedures, loan disbursement, loan recovery in the mass market.
    • People management and development, all within banking or other financial institution. FINTECH experience is key and experience with microfinance banking is an added advantage.
    • Understanding of accounting software and process automation strategy and knowledge of creation and processing of financial spreadsheets is an advantage.

    PRIMARY RESPONSIBILITIES:

    • oversee organization’s lending process under current and future products i.e. evaluating client’s creditworthiness, creating risk predicting credit scoring models, analyzing potential revenues and losses for the organization.
    • Calculate and set interest rates Negotiate loan terms with clients. Monitor payments, records maintenance.
    • Ensure that all lending procedures comply with industry regulations. Develop, review and update company credit policies.
    • Work closely with cross functional teams like sales and e-channels teams and operations to initiate and design exciting campaigns to enhance e-channels growth.
    • Policy and process development as well as third party engagements with external stakeholders and regulators.

    PEROSONALITY: energetic, driven, adaptable, able to work with no supervision, team spirit, proven leadership and problem-solving skills, willingness to relocate.

    Method of Application

    This job has expired. Application is no longer allowed

    Note: Never pay for any training, certificate, assessment, or testing to the recruiter.

  • Send your application

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