Credit Risk Manager at PeeCredit

Location: Lekki, Lagos

Job Description

• Credit Underwriting
• Creating a full proof underwriting policies and procedures for all loan products
• Ensuring 100% compliance and implementation of Credit Underwriting procedures and policies
• Periodic review of underwriting procedures and strategies.
• Creation and implementation of a Balanced Scorecard and Key Risk Indicators for risk assessment on all loan products
• Automation of risk assessment process.
• Able to develop a robust frame work for risk based pricing.
• Fraud Management
• Proactively identify fraud trends that may impact business goals and targets.
• Research internal and external data to identify risky behaviors and create strategies to minimize fraud.
• Conduct or coordinate investigations on suspected fraudulent activities and provide recommendations to management and/or respective law enforcement agencies.

Portfolio Management:

• Periodic preparation of Portfolio at risk (PAR) report
• Periodic preparation of Collections roll rate report
• Periodic preparation of Collections Cure rate report
• Periodic preparation of first Payment default analysis
• Periodic preparation of loan underwriting reports

Requirements

• The ideal candidate for this role must be dynamic, proactive and efficient. Candidate must possess a minimum of 4 years’ experience in credit risk management in the Finance industry.
• Candidate must be vast in credit underwriting, credit operations, credit collections and portfolio management.
• The candidate must also possess intermediate to advanced skills in the use of Microsoft excel.