Fresh Jobs at PiggyTech Global Limited

As an AML Analyst, you will monitor and analyze financial transactions to ensure compliance with anti-money laundering regulations.

Responsibilities

• Conduct Investigations: Conduct end-to-end investigations of unusual customer activity using a risk-based approach to identify, mitigate, and escalate risks related to suspected money laundering, terrorist financing, proliferating financing, or other concerns such as sanctions violations and corruption.
• Transaction Monitoring: Conduct transaction monitoring to assess potential suspicious transactions on customers’ accounts and report any suspicious transactions or activities in an efficient and timely manner.
• Alerts and Flags: Review alerts and flags generated from the transaction monitoring tools and make recommendations to the Senior Compliance Officer.
• AML Compliance Training: Assist with anti-money laundering compliance training on identifying suspicious activity.
• Regulatory Changes: Stay updated on regulatory changes and contribute to developing effective risk mitigation strategies.
• Team Collaboration: Collaborate with internal teams to enhance AML policies and procedures and improve the rules used for transaction monitoring based on current typologies or emerging trends.
• NIG SAC List: Keep to date with the Nigeria Sanctions Committee (NIG SAC) sanction list and advisories.
• Other Responsibilities: Any other responsibility as may be required by the Senior Compliance Officer, COO or other members of the management team.

Requirements

• Two years’ experience in a similar role is an advantage.
• Bachelor's degree in Business Management, Finance, or a related field.
• Proficient in the use of AML software and tools
• Excellent communication and interpersonal skills.
• Strong analytical and problem-solving skills.
• Detail-oriented with a focus on accuracy and thoroughness.
• Ability to work independently and collaboratively within a team.

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We are seeking an experienced and diligent Compliance Officer to join our team. The Compliance Officer will be responsible for supporting the company's Compliance Team. The successful candidate will work closely with various departments to ensure adherence to regulatory requirements, industry standards, and internal policies. This role requires a meticulous individual with a strong understanding of compliance frameworks, risk management, and the ability to guide on complex regulatory matters.

Responsibilities

• Regulatory Knowledge: Develop a deep understanding of the rules and regulations governing each market in which we operate, including monitoring changes in regulatory developments.
• Change Management: Manage the identification, communication, and tracking of regulatory changes and analyze the impact of such changes. Create a regulatory change management process that identifies and coordinates modifying business processes and compliance controls to comply with applicable regulations.
• Regulators Annual Review: Conduct the regulator’s required annual review of the company’s AML / CFT, code of ethics policies, compliance manuals, and procedures.
• Risk Reports: Regularly prepare concise and clear reports on risk and control effectiveness to critical stakeholders.
• Risk Management Strategies: Assess product, compliance, or operational risks and develop risk management strategies.
• Team Collaboration: Work with risk and compliance representatives to identify all related compliance requirements applicable to the business.
• Framework Modification: Facilitate the creation and modification of all risk, governance, compliance, and standard frameworks.
• Risk and Compliance Programs: Review and test Piggytechs’ risk and compliance programs and processes, identify gaps, and take ownership of resolution.
• KYC/CDD Reviews: Complete KYC/CDD reviews for clients and counterparties
• Regulatory Returns: Review and rendition of all regulatory returns.
• Training Program: Create, implement, and maintain a training and awareness program that educates all employees on relevant compliance and risk requirements.
• Transaction Monitoring: Develop and direct effective transaction monitoring processes and solutions to identify suspicious transactions and activities.
• Other Responsibilities: Any other responsibility as may be required by the Senior Compliance Officer, COO or other members of the management team.

Requirements

• Keep abreast of industry best practices and emerging trends in fintech compliance.
• Bachelor's degree in Business, Law, or a related field.
• Professional certification in compliance (e.g., CIN, CAMS, ICA) is a plus.
• Proven experience in compliance and risk management roles within the fintech or financial services industry.
• In-depth knowledge of Nigerian financial regulations and compliance standards
• Strong analytical and problem-solving skills.
• Detail-oriented with a focus on accuracy and thoroughness.
• Ability to work independently and collaboratively within a team.

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We are seeking a highly skilled and motivated Information Security Officer to join our team. The Information Security Officer will be responsible for developing and implementing the company's information security strategy, policies, and procedures. The successful candidate will play a crucial role in safeguarding our organization's sensitive information and ensuring compliance with relevant regulations. This position requires a strategic thinker with in-depth knowledge of information security principles, technologies, and best practices.

Responsibilities

• Periodic Audits: Conduct periodic audits of the information security system to ensure adherence to the specified security standards.
• Strategy Development: Lead the development and implementation of the organization's information security strategy.
• Information Security Programs: Identify, propose, and deliver on key information security program priorities, initiatives, plans, and practices.
• Information Security Projects: Manage the execution of approved information security projects and internal and external security vulnerability assessments and provide regular status reporting on the progress of such projects.
• Security Threats: Identify and communicate current and emerging security threats. Keep abreast of security trends and the emerging threat landscape.
• Security Breaches: Accountable for security incident response planning, execution, and awareness. Responsible for investigating security breaches and assisting with disciplinary and legal matters associated with such breaches as necessary.

Requirements

• Current information security certifications, including Certified Information Security Manager (CISM), Certified Information Systems Auditor (CISA), or Certified Information Systems Security Professional (CISSP).
• Comprehensive and advanced understanding of IT and information security frameworks such as GDPR, Payment Card Industry Standard (PCI), COBIT, and external regulatory compliance requirements for IT areas.
• Demonstrate success in leading large-scale initiatives and transformations across an enterprise.
• Strong sense of professional ethics, integrity, and trust.
• Demonstrate excellent oral / written communication skills and listening skills.
• Strong action orientation and drive for results.
• Makes effective decisions with limited information.

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We are seeking a highly motivated and detail-oriented Internal Auditor to join our dynamic team. The Internal Auditor will play a crucial role in evaluating and improving the effectiveness of our internal controls, risk management, and governance processes. The successful candidate will collaborate with various teams to assess and enhance financial and operational systems, ensuring compliance with relevant regulations and industry best practices. You will report to the Chief Operations Officer.

Responsibilities

• Risk Assessments: Perform risk assessments and develop audit plans to address critical areas of concern.
• Process Implementation: Implement streamlined processes for documenting and executing all audit-related initiatives, activities, and recommendations to enhance efficiency.
• Audit Reports: Present internal audit reports to the board during quarterly meetings for review and approval.
• Conduct Audits: Conduct risk-based financial, operational, and compliance audits following the approved audit plan to assess financial processes and compliance with regulatory standards.
• Internal Controls: Evaluate internal controls, identify risks, and recommend improvements to enhance operational efficiency.
• Financial Transactions: Review financial transactions and ensure accuracy, completeness, and adherence to company policies.
• Team Collaboration: Collaborate with cross-functional teams to implement corrective actions and preventive measures.
• Regulatory Changes: Stay abreast of regulatory changes in the Nigerian financial sector and update internal policies accordingly.
• Compliance Culture: Foster a culture of compliance and ethical behavior within the organization.
• Other Responsibilities: Any other responsibility as may be required by the COO or other members of the management team.

Requirements

• Bachelor's degree in Finance, Accounting, or a related field.
• Professional membership in auditing and accounting (e.g., ICAN, ACCA, CIA) is preferred.
• Proven experience in internal audit within the financial services or fintech industry.
• Strong understanding of Nigerian financial regulations and compliance standards.
• Effective communication and interpersonal abilities.
• Detail-oriented with a focus on accuracy and thoroughness.
• Ability to work independently and collaboratively within a team.
• A minimum of five years of experience in internal audit is preferred.

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The Quality Assurance Engineer will improve and maintain the system of quality and reliability testing for our products and development processes. Assessing software quality by designing and implementing software testing processes. You will take ownership of code quality through exploratory and automated tests. You will hunt bugs, identify issues, report them, and see that they are resolved.

Responsibilities

Test Planning and Strategy:

• Review requirements, specifications, and technical design documents to provide timely and meaningful feedback.
• Create detailed, comprehensive, and well-structured test plans and test cases.
• Estimate, prioritize, plan, and coordinate testing activities.
• Develop and apply testing processes for new and existing products to meet client needs.
• Stay up-to-date with testing tools and test strategies.

Test Execution and Bug Tracking:

• Design, develop, and execute automation scripts open-source tools.
• Identify, record, document thoroughly, and track bugs.
• Perform thorough regression testing when bugs are resolved.
• Monitor debugging process results.
• Investigate the cause of non-conforming software and train users to implement solutions.
• Tracking quality assurance metrics, like defect densities and open defect counts.

Collaboration and communication:

• Liaise with internal teams (e.g, developers and product managers) to identify system requirements.

Requirements

• At least three years experience as a Quality Assurance Engineer or related field.
• Knowledge of CI/CD tools.
• Knowledge of testing frameworks and testing design.

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As the Senior Product Manager, you will be working on the goals, strategy, and delivery within one of our cross-functional product teams and defining the way millions of people interact with their finances daily.

Responsibilities

Build features from definition through release

• You will execute our product roadmap and help scale one of our main products to millions of users. In other words, you will be:
• Building a banking product with world-class customer experiences and understanding the full credit lifecycle of a customer.
• Reimagining and modernizing everyday banking to be simpler and more accessible to all Nigerians.
• Working directly with PocketApp (and Piggytech) leadership to define, prioritize, and deliver the vision and strategy for PocketApp’s banking features (think: spending, saving, and more).
• Leading the planning, development, and launch of new PocketApp features, including but not limited to:
  • Core banking and spending features like a Pocket card (physical and virtual), direct deposits, and bill payments.
  • A rewards program to incentivize clients to spend with PocketApp.
  • Pocket Shops.
• Defining, prioritizing, and communicating the short, mid, and long-term goals of the product.
• Ensuring high engagement in the UX domain to deliver great customer experiences.
• Creating a high conversion funnel and activation rate.
• Working with product design and research to identify, design, validate, launch, and iterate simple, smart, and inspiring banking features that reflect the needs of our customers—functional, educational, emotional, and otherwise.
• Partnering with marketing, brand, operations, and other engineering teams across the company to continuously launch, optimize, and scale PocketApp features.
• Coordinating across complex dependencies to go from idea to successful implementation
• Working autonomously through the backlog while making sure that features get delivered quickly and efficiently
• Owning, tracking, and monitoring your product’s (and features) performance and functionality after launch to iterate and improve on them.
• Establishing reliable and reputable third-party partnerships.
• Ensuring zero tolerance of any compliance issue or breach of regulatory requirements.

Be an essential part of a cross-functional, flat team

We believe sharing knowledge and giving feedback helps us work together and understand each other better. We work as a flat hierarchy, which means you will:

• Work closely with the Head of Product and our cross-functional teams to help define and deliver our product roadmap.
• Communicate with your team to continuously improve how you work together, making sure everyone is productive, happy, and efficient.
• Help elevate the product management practice at Piggytech and create an inclusive and supportive team culture.

Requirements

• 5+ years of experience in product management, preferably in B2C SaaS.
• Strong analytical skills and experience using data to inform product decisions.
• Excellent communication and collaboration skills.
• Ability to manage multiple projects and priorities in a fast-paced environment.
• Experience working in an agile development environment.
• Bachelor's degree in a related field.

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As a Treasury Executive at Piggytech Global Limited, you will have direct responsibility for some of our treasury functions, including liquidity and treasury operations, investment portfolio management, interest rate risk management, investment analysis, capital management, and more. Other responsibilities include monitoring treasury goals, products, and available services and managing the company’s liquidity risk exposure.

Responsibilities:

• Support Function: Support treasury management and help develop strategies to maximize efficiencies, safeguard assets, and minimize costs.
• Investment Product Development: Initiate and drive investment product development initiatives, including the creation of product papers, obtaining approvals for product launches, and monitoring product performance metrics.
• Diversification: Ideate and evaluate long-term, sustainable income diversification opportunities.
• Investment Portfolio Records: Coordinate the management of the company’s investment portfolio records and schedules to ensure accuracy, liquidity, and profitability.
• Internal Control: Ensure compliance with internal controls, policies, and procedures in the day-to-day conduct and supervision of cash management activities.
• Process Improvements: Recommend and implement improvements to current treasury management processes.
• Relationship Management: Assist in managing and deepening the company’s relationship with credit counterparties.
• Investment Trading: Recommend and implement investment trading strategies within preset risk parameters.
• Annual Budgets and Forecasts: Assist in preparing and managing annual budgets and forecasts.
• Negotiations: Support financing negotiations and capital strategy formulation.
• Financial Analysis: Provide financial analysis on investment opportunities across different asset classes to executive management.
• Models Development: Create models involving cash flow, balance sheet, and income statement projections where necessary.
• External Collaboration: Develop and maintain strong relationships with Regulators where appropriate.
• Liquidity Policies: Develop and implement liquidity policies and procedures and ensure compliance with regulators and global best practices.
• Business Processes: Develop and document business processes and accounting policies to maintain and strengthen internal controls.

Requirements

• At least 5 years experience in treasury and asset management.
• Familiarity with financial accounting statements.
• Membership in a relevant professional body (e.g. ICAN, ACCA, CFA, CIS).
• Good knowledge of the Nigerian SEC and investment-related rules and regulations within the Nigerian capital market.
• SEC-Sponsored individual is a plus.
• Experience in fintech is a plus.