Legal Officer at Accion Microfinance Bank Limited

Location: South West, Nigeria

Job Responsibilities

• Draft, review and negotiate third party agreements, contracts and service level agreements between the Bank & provide legal opinion before execution
• Liaison with necessary law enforcement agencies as may be required from time to time
• Interpretation of laws, regulations and courts decisions as they affect the Bank and or services rendered by the Bank
• Provide legal support and documentation and protect the interests of the Bank from legal liability and, as necessary, to provide legal defense in cases filed against or instituted by the Bank
• Provide all necessary legal and advisory services
• Issue legal opinions on regulatory, institutional and financial issues arising from the interpretation of documentation relating to the Bank
• Manage all assets presented as collateral security and liaise with the Nigerian Police Force and other enforcement agencies for repossession in line with the Bank?s processes and procedures
• Support the Bank?s Recovery Unit to guarantee an effective recovery process in line with the Bank?s policies
• Work with and provide support to other members of the Legal Team
• Attend and observe client interviews and court proceedings as required and submit a report to the Legal Manager
• Handle any legal issue(s) regarding the Bank and perform other duties and responsibilities, as may be assigned from time to time

Qualification & Experiences

• Bachelor in Law
• Minimum of 6- 8 years post NYSC experience
• Prior experience in a debt recovery role; preferable with financial services or microfinance industry would be an added advantage
• Basic mathematics and analytical skills required, as well as investigative and persuasive skills
• Effective communication and reporting skills required
• Computer literate - Proficiency in the use of Microsoft office programs

Key Performance:

• Analytical and Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyses information skillfully;
• Develops alternative solutions; Works well in group problem solving situations; Uses reason even when dealing with emotional issues
• Technical Skills - Strive to continuously build knowledge and skills; Be assertive and possess a good negotiation skill
• Interpersonal Skills - Focuses on solving conflict; Maintains confidentiality; Remains open to others? ideas and innovative/tries new things
• Investigative Skills ? Ability to conduct an effective customer interview process; Ability to listen effectively and inquire rightly
• Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interest; Able to build morale and group commitments to goals and objectives
• Motivation - Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles
• Planning/ Organizing - Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Set goals and objectives; Organizes or schedules other people and their tasks; Develops realistic action plans
• Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.