Latest Jobs at CreditAssist Investment Limited

Job Description
The Executive Thrift Officer also known as the Daily contribution collector has the following duties:

• Ensure daily collection of funds from SME daily contributors.
• Manage thrift advance loans portfolio
• Attend a daily morning meeting with Team Lead in the Organization’s preferred location.
• You are to report directly to your Unit Head every day and the Team Lead every Mondays.
• You are to abide by all rules and regulations of the Bank.
• You are to submit to the Team Lead/HR firm reports of all transactions daily.
• You must ensure you meet set targets.
• You are to source for SME owners and other prospects interested in saving a stipulated amount of money with the bank for a given period of time.
• Responsible for identifying cross-selling opportunities and to refer such opportunities and leads to the Marketing Department.
• Ensure all applicants are advised on fate of applications within reasonable time.
• Maintains the privacy of customer information and the security of all records
• Other duties as assigned by your supervisor.

Qualifications and Experience

• Prior experience in similar role is preferable; however, candidates with no experience will also be considered.

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Location: Samonda, Ibadan, Oyo

Job Responsibilities

• Sell the various products of the microfinance bank
• Solicit for deposit
• Relationship management
• Ensure customers satisfaction and deposit mobilization.
• Manage and recover late repayments
• Develop relationship with each client to support the business success and cultivate loyalty.
• Monitor client business progress to identify any potential problems.
• Promotion of products and origination of new clients
• Build and maintain portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period.
• Liaise with community organizations, business associations, and individual entrepreneurs.
• Identify potential clients.
• Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.
• Arrange and undertake business site visits.
• Provide high-quality customer service
• Develop relationship with each client to support the business success and cultivate loyalty.
• Monitor client business progress to identify any potential problems.
• Offer suggestions and referrals where appropriate and within company policy
• Achieve and maintain targets on portfolio at risk and loan loss.
• Become knowledgeable and known in the assigned geographic zone.
• Build rapport with community, business associations and leaders.

Qualifications and Experience

• A minimum of NCE, OND, HND or B.Sc. in Business, Banking, Finance, Accounting, Economics, Marketing related field or prior sales and marketing past work experience.