Job Vacancies at Poverty Reduction and Rural Women Empowerment Initiative

Location: Abeokuta and Ijebu Ode - Ogun

Job Objective & Summary

• To source for and open new accounts, disburse and manage loans and ensure full repayment as at when due.

Responsibilities

• Attracts new customers to the business and maintain an excellent relationship with clients
• Analyze potential loan markets and development referral networks to locate prospects for credit products.
• Evaluate loan applications and documentation by confirming credit worthiness while processing loan application of successful clients.
• Ensure client relationship management and confidentiality is maintained.
• Repetitively work towards increasing client base and product’s volume of portfolio.
• Pursue the sourcing of new accounts and client/savings mobilization.
• Conducts pre-loan training, client and guarantor’s verification.
• Ensure an efficient and effective process in savings and repayment collections.
• Manage and follow up on loan to ensure prompt and due repayment, while preventing default.
• Efficiently and effectively manage defaults where they occur.
• Perform other duties and responsibilities as may be assigned by the Relationship Manager.

Education/Qualification

• Bachelor’s degree from a recognized academic institution in marketing, or related field.
• Minimum of Two (2) years relevant experience; working in a Banking or Microfinance bank setting.

Skills & Knowledge:

• Good communication and interpersonal skill
• Good sales and marketing skills
• Ability and aptitude to work with detail, precision, speed, and accuracy.
• Basic computer literacy

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Locations: Ibafo & Abeokuta - Ogun

Job Objective

• To monitor internal control and ensure that staff comply with the bank's accounting system and internal control policies.

Responsibilities

• Carry out all duties that focus on monitoring compliance with the bank's internal control policies in the branches and units.
• Carry out daily reconciliation of the company’s bank accounts
• Ensure all outstanding transactions are posted promptly
• Ensure wrong postings of transactions are reversed
• Daily follow up with operations/tellers on outstanding transactions
• Raise exception report on a daily basis
• Check all books of account to ensure they are free of errors.
• Verify all expenses made in the branch, including price verification and certification of payment voucher.
• Check loan forms and files for adequacy, precedent to disbursement.
• Verify client's business to confirm feasibility precedent to loan disbursement.
• Pay random visit to client site, for account reconciliation.
• Facilitate training of client before disbursement of loan and interview and attends to clients before opening of accounts.
• Ensure all KYC and KYB documents are properly filed before reconciliation.
• Check petty cash book on a daily basis.
• Monitor bank's assets and identify any obsolete or idle assets for efficient disposal as may be required.
• Prepare compliance and control reports as may be appropriate.
• Perform other duties, as may be assigned by the Head, Internal Control.

Education/Qualifications

• Bachelor's Degree or HND from a recognized academic institution in Accounting, Finance or other related field.
• Minimum of Two (2) years relevant experience in related role; working in a Banking or Microfinance bank setting.
• Candidates should be willing to resume within a short notice.

Skills & Knowledge:

• Good communication and interpersonal skill
• Ability and aptitude to work with detail, precision, speed, and accuracy.
• Knowledge of personal computers, including Microsoft Excel, Word processing.
• Knowledge of relevant accounting packages
• Knowledge in existing regulatory framework and best practices in internal control and audit.