Job at Standard Chartered Bank - SCBN

Job Description

• Support the SCO in optimising available capital resources and in creation of a desired portfolio risk profile through the application of Portfolio Standards and Risk Appetite principles in conjunction with the business.
• Approve Business Credit Applications under personal delegated credit authority.
• Effective management and monitoring of underwriting and control disciplines to ensure good turnaround times, a well managed portfolio and the enforcement of credit risk policies.
• Management of all stakeholders including developing relationships with business partners and balancing the role with stakeholder expectations.
• Ensure a strong credit culture is maintained and credit policies complied with.
• Ensuring quick transparent escalation of important issues and providing critical and timely inputs to key risk forums.
• Ensure that the quality of credit portfolio is maintained within acceptable parameters as defined by the group and local business strategy.
• Monitor and report excesses, breach of limit terms, early alert indicators and ensure that all such accounts are managed as per laid down procedures.
• Undertake regular customer visits to keep abreast of local market developments.
• Other duties as may be assigned from time to time

Qualifications and Skills

• 5+ years experience in banking.
• Satisfactory functional experience in Corporate Banking Credit Risk Management.
• MBA /CA/CFA with experience in treasury/relationship management/consultancy and risk management;
• Successfully completed SCB’s Core Credit Curriculum (CCC)
• Good communication skills – written and oral;
• Good knowledge and grasp of banking practice, financial markets, Basel II and ICAAP, risk appetite, and portfolio management techniques;
• Hands on knowledge of the regulatory frameworks within the region;
• Strong analytical skills and ability to influence and resolve disputes. Enjoy decision making and have sense of ownership;
• Multi cultural awareness and sensitivity;
• Command respect of cross functional peers and business heads working in open ended situations;
• Good working relations with Regulators.