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  • Posted: Nov 12, 2015
    Deadline: Not specified
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    Since our inception, SENCE has been totally focused on building a strategic, quality consulting practice. We are committed to helping SMEs succeed in a challenging and tasking environment by providing them with the support they need to survive and grow. Our business strategy is 'friendly interaction' and 'convenience' because as challenging as doing b...
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    Credit Risk Officer

    Roles and Responsibilities    

    The following are the roles and responsibilities of this role:

    •Analyze and assess credit proposals.
    •Review portfolios status to check delinquencies and recommend actions for management.
    •Daily reviewing and monitoring of customer accounts to ascertain correctness, interest and maturity dates as well as ensure Loan repayment.
    •Loan recovery and remedial actions
    •Up to date monitoring to ensure income are captured
    •Ensure compliance with drawdown: Loan Collateral documentation and compliance with facility term agreement
    •Periodic inspection of assets
    •Attend monthly risk asset meetings (Credit reviews and MPR)
    •Market survey to determine marketability of assets and its resale able value
    •Ensures Risk asset targets are met
    •Overall management of credit portfolio
    •Perform other related duties as assigned

    Skill set    

    •Knowledge of Risk Management measurements and solutions
    •B.Sc degree in Business Administration, Accounting, Finance, Economics or equivalent experience;5+ years experience in financial industry sector as a credit/risk management analyst.
    •Professional qualification such as ACCA, ACA, CCRA, CILRM will be an added advantage
    •Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers.
    •Excellent verbal communication skills
    •Strong Knowledge of Microsoft software; at a minimum, MS Access and MS Excel intermediate user; MS Power Point and Word basic user
    •Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers
    •Work experience: 5-10 years

    Method of Application

    Interested ad suitably qualified candidates should visit SENCE Nigeria's Career Page on Zoho

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