• Current Job Offers at Standard Chartered Bank Nigeria - 2 Positions

  • Posted on: 13 January, 2015 Deadline: Not Specified
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  • We're a leading international bank, with more than a 150-year history in some of the world's most dynamic markets.
    We bank the people and companies driving investment, trade and the creation of wealth across Asia, Africa and the Middle East.
    With 1,600 branches and offices in 70 countries, we offer exciting and challenging international career opportunities.

    Credit Analyst, Local Corporates

     

    Job Description 
    • Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
    • Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
    • Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio.
       
    Key Roles & Responsibilities   
    Origination
     Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
     Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
     Work with the RM, in:
    a) obtaining all pre clearances like ER negativity, segmentation, etc.
    b) preparing & presenting work-shopping note and
    c) expediting approvals.
     Responsible for end-to-end BCA process including preparing all the tools like Raptor, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
     Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
     Coordinate and prepare for GCC meetings
     Liaise with GAM Credit for limit approval/allocation.
     Seek necessary approvals for excesses in the account..

    Post Deal Account Monitoring
     Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
     Ensure timely submission of quality Quarterly Credit Reports
     Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
     Ensure Zero BCA over dues and extensions not breaching the required threshold.
     Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
     Proper maintenance of Credit files and ensuring Audit Ready at any time
     Attend EAR/Portfolio call/MTM calls along with the RMs
     In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines

    Others
     Ensure that all administration associated with the team portfolio is done accurately in accordance with laid down procedures and on a timely basis in addition to undertaking regular inspection of assets and documents which represent security for the Bank.
     Ensure that portfolio review/audit results in good ratings and nothing negative is highlighted in the accounts allocated
     To assist in preparing annual industry studies, if required, in order to improve knowledge within OCC of specific markets and industries and to ensure we bank the top 50% in the industry.
     Complete awareness of Group Operational / Credit Risk policies, as well as local regulatory requirements.
     Takes on adhoc projects e.g. Team budgeting, preparation of reports, etc and other responsibilities as maybe required as per objectives set.
     prepare timely Stress Tests wherever required
     In partnership with the RM, approve the TAS request as per the bank’s policy (only FI specific).
     Work on specific request from custody for limits (only FI specific)
     Prepare PMC report (only FI specific). Prepare summary sheets for FIS (only FI specific)
     Prepare Credit Opinion reports wherever required.
     Effective use of Creditmate & any other credit tool
       
    Qualifications & Skills
    Minimum of a 2nd Class degree in a relevant course.
    • Strong credit and relationship management skills
    • Good Communication and Interpersonal skills.

    In compliance with the National Youth Service Corps (NYSC) Act of 2004, all applicants should ensure that they have completed the mandatory NYSC programme. A discharge certificate will be required as evidence of completion of the programme. Where an exemption has been granted, a certificate of exemption will also be required

    go to method of application »

    Credit Analyst, Global Corporates

     

    Job Description
    • Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
    • Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
    • Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio.
       
    Key Roles & Responsibilities  
    Origination
     Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
     Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
     Work with the RM, in:
    a) obtaining all pre clearances like ER negativity, segmentation, etc.
    b) preparing & presenting work-shopping note and
    c) expediting approvals.
     Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
     Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
     Coordinate and prepare for GCC meetings
     Liaise with GAM Credit for limit approval/allocation.
     Seek necessary approvals for excesses in the account.

    Post Deal Account Monitoring
     Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
     Ensure timely submission of quality Quarterly Credit Reports
     Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
     Ensure Zero BCA over dues and extensions not breaching the required threshold.
     Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
     Proper maintenance of Credit files and ensuring Audit Ready at any time
     Attend EAR/Portfolio call/MTM calls along with the RMs
     In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines

    Others
     prepare timely Stress Tests wherever required
     Prepare specific industry study
     In partnership with the RM, approve the TAS request as per the bank’s policy (only FI specific).
     Work on specific request from custody for limits (only FI specific)
     Prepare PMC report (only FI specific). Prepare summary sheets for FIS (only FI specific)
     Prepare Credit Opinion reports wherever required.
     Effective use of Creditmate & CRM
       
    Qualifications & Skills
    • Minimum of a 2nd Class degree in a relevant course.
    • Strong credit and relationship management skills
    • Good Communication and Interpersonal skills.

    In compliance with the National Youth Service Corps (NYSC) Act of 2004, all applicants should ensure that they have completed the mandatory NYSC programme. A discharge certificate will be required as evidence of completion of the programme. Where an exemption has been granted, a certificate of exemption will also be required

    Method of Application

    Interested and suitably qualified candidates should click here to apply online.

    Select Nigeria from the Location list and click Search

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