Latest Jobs at PiggyTech Global Limited

Job Summary

• The Fraud & Investigation Analyst will be responsible for detecting, investigating, and resolving suspected fraudulent activities across the business. Analyse transactions and user activities, assess alerts and reported incidents, identify emerging fraud patterns, and make evidence-based decisions on cases. The Analyst will also support fraud recovery efforts, collaborate with cross-functional teams to resolve incidents, and recommend improvements to fraud controls and processes to strengthen the organisation’s overall fraud risk management framework.

Job Details

Key Responsibilities

• Fraud Monitoring & Detection: Monitor fraud alerts, transaction activity, dashboards, investigation queues, and inbound reports to identify suspected fraudulent activity and potential risk.
• Case Investigation: Conduct end-to-end investigations into suspected fraud by reviewing transaction history, account activity, customer information, and other relevant evidence to determine appropriate outcomes.
• Transaction Analysis: Analyse transaction and behavioural data to identify unusual patterns, fraud trends, emerging typologies, and potential areas of exposure.
• Evidence Assessment: Gather, review, and evaluate relevant information and evidence to support investigation findings and case decisions.
• Case Documentation: Maintain accurate and comprehensive records of investigations, findings, actions, and outcomes on the Fraud Incident Tracker.
• Risk Escalation: Identify and promptly escalate complex, high-value, or high-risk cases in line with established escalation procedures.
• Fraud Recovery: Support fund recovery efforts by coordinating with internal teams, financial institutions, payment partners, customers, and other relevant stakeholders.
• Cross-functional Collaboration: Partner with Product, Engineering, Compliance, Customer Support, and other relevant teams to investigate and resolve fraud-related incidents.
• Control Improvement: Identify gaps in existing processes, controls, and fraud detection mechanisms and recommend improvements based on investigation findings.
• Fraud Prevention: Contribute to the refinement of fraud monitoring rules, investigative processes, and preventive controls based on emerging risks and observed fraud patterns.
• Incident Resolution: Ensure investigations and required follow-up actions are completed within agreed Service Level Agreements (SLAs).
• Industry Awareness: Stay informed on emerging fraud trends, digital fraud techniques, and relevant industry developments to support proactive fraud risk management.

Requirements

• 2–4 years of relevant experience in fraud investigations, fraud monitoring, banking, fintech operations, risk, compliance, or a related function.
• Hands-on experience investigating fraudulent transactions, account activity, payment disputes, or other financial crime-related incidents.
• Familiarity with fraud monitoring, transaction monitoring, case management, or investigation tools.
• Strong analytical skills, with the ability to interpret transaction and behavioural data, identify patterns, and connect relevant information to support investigations.
• Working knowledge of digital forensic investigation techniques and evidence-gathering principles.
• Strong attention to detail, with the ability to make sound, evidence-based decisions, particularly when working under time-sensitive conditions.
• Strong written communication skills, with the ability to produce clear, concise, and well-structured investigation reports and case documentation.
• Strong problem-solving and investigative mindset, with the ability to work independently while knowing when to escalate.
• Ability to collaborate effectively with cross-functional teams and external stakeholders.

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Job Summary

• As a Senior Finance Associate, you will play a crucial role in the financial management of the company, focusing on financial statements, analysis, budgeting, auditing, forecasting, and relationship management. The successful candidate will oversee finance associates, ensure compliance with tax regulations, and present financial information to internal and external stakeholders. You will report to the Head of Finance.

Job Details

Key Responsibilities

Financial statements and analysis

• Prepare and review monthly financial statements and management accounts for all entities
• Preparation of consolidated financial statements for the group.
• Produce financial analysis and presentations for internal and external stakeholders, including the leadership team, board of directors, investors, and strategic partners.
• Supervise the finance associates in general accounting duties such as processing transactions, reconciliations, and closing the books.

Budgeting, Auditing, and Forecasting

• Prepare, consolidate, and monitor annual budgets and forecasts across the group, and report budget performance and variances to the management.
• Assist in the drafting of the annual operating plan for the business functions and refresh the outlook for the year every quarter by working with the Products, Payment Operations, Marketing, and Growth teams.
• Identify, develop, and report on key performance metrics in tailored reports to internal and external stakeholders.
• Develop accurate and timely cash flow projections based on historical data, current financial activities, and future business plans.
• Manage the year-end reporting and audit functions for the group. 

Regulatory Compliance and Reporting

• Coordinate tax and regulatory obligations for all entities.
• Support VAT, WHT, EMTL and other statutory filings and remittances.
• Handle regulatory reporting and engagements with relevant authorities, including NRS, LIRS, CBN, SEC, FRC and NDIC.
• Coordinate tax audits, regulatory reviews and other compliance engagements.

Team Leadership & Development

• Provide guidance and supervision to Finance Associates.
• Coach and develop junior members of the team.
• Share knowledge and help build strong financial processes and capabilities within the team.
• Encourage a culture of accuracy, accountability and continuous improvement.

Relationship Management

• Maintain outstanding banking relationships and strategic alliances with vendors and business partners - represent the company to banks, financial partners, institutions, investors, public auditors, and officials.

Requirements

• B.Sc. in Accounting, Finance, or relevant field.
• 7–9 years of relevant post-graduation experience, with at least 3 years in financial services, fintech or a related environment.
• Must be a Chartered Accountant
• Proficiency in the use of Microsoft Office Suite applications (Excel, PowerPoint)
• Excellent knowledge of Accounting Software (Sage, Quickbooks, Microsoft Dynamics, etc)
• Experience in managing multiple internal and external stakeholders
• Experience in engaging different groups of Regulators
• Experience managing people

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Job Summary

• We are looking to hire a commercially astute and detail-oriented Legal Associate to join our Legal team and provide high-quality legal support across the business. The role will involve advising on day-to-day commercial and operational matters, reviewing and negotiating agreements, supporting regulatory and compliance requirements, and helping the business identify and manage legal risks as we build and scale our products and operations. The ideal candidate is someone who understands that effective in-house legal support goes beyond identifying risks. You should be able to understand the business context, provide practical solutions, exercise sound judgment, and help the business move forward while staying within the appropriate legal and regulatory boundaries.

Job Details

Key Responsibilities

Legal Advisory & Business Support

• Provide timely, practical and commercially sound legal advice to business teams on day-to-day operational, commercial and strategic matters.
• Partner with teams including Product, Operations, Marketing and Technology to identify legal considerations and provide appropriate guidance.
• Advise on legal risks arising from new products, services, partnerships, business initiatives and operational processes.
• Conduct legal research and provide clear recommendations on applicable laws, regulations and emerging legal developments.
• Support the development and implementation of internal policies, processes and contractual frameworks.
• Support corporate governance activities, including assisting with corporate filings, statutory documentation and the maintenance of accurate corporate records for the Company and its related entities.
• Assist with corporate restructuring, new entity establishment, investments and other strategic corporate transactions as required.

Commercial Contracts

• Draft, review, negotiate and manage a broad range of commercial agreements, including vendor agreements, partnership agreements, service agreements, NDAs and other business contracts.
• Identify key legal and commercial risks in contracts and recommend appropriate positions and mitigations.
• Support contract negotiations with external parties and work with internal stakeholders to ensure agreements align with business objectives.
• Maintain appropriate records of executed agreements, contractual obligations, renewals and key dates.
• Support the development and maintenance of standard contractual templates.

Fintech & Regulatory Advisory

• Monitor developments in laws and regulations relevant to the Company's fintech, payments, financial services and technology operations and assess the legal and regulatory implications on existing and proposed products and services.
• Provide legal support on regulatory enquiries, filings, correspondence and engagements with relevant regulatory bodies, as required.
• Work closely with the Risk and Compliance team to identify, assess and address regulatory and legal risks.
• Support regulatory licensing, renewals, applications and related legal documentation where applicable.
• Track emerging regulatory trends and communicate relevant changes and their potential impact on the business.

Legal Risk & Dispute Management

• Identify, assess and escalate material legal risks and recommend appropriate mitigation strategies.
• Support the management of disputes, claims, complaints and pre-litigation matters.
• Liaise with external counsel where necessary and coordinate instructions, documentation and follow-up.
• Maintain appropriate records of ongoing legal matters and provide updates to relevant stakeholders.
• Support the review and management of legal issues arising from customer, employee and third-party relations.

Legal Operations

• Maintain an organised repository of legal documents, contracts, legal opinions and corporate records.
• Support the development of legal processes, templates and knowledge resources that improve the efficiency of the legal function.
• Track legal requests, deliverables, deadlines and regulatory obligations.
• Contribute to initiatives aimed at improving the Legal team's effectiveness, responsiveness and service delivery

Requirements

• Bachelor’s degree in Law (LL.B) from a recognised institution.
• Called to the Nigerian Bar and in good standing.
• 2-4 years' post-qualification experience (PQE), preferably with experience working in a commercial law firm.
• Experience in fintech, financial services, payments, technology or a highly regulated industry is an advantage.
• Good experience drafting, reviewing and negotiating commercial contracts.
• Good understanding of Nigerian corporate, commercial and regulatory law.
• Familiarity with the legal and regulatory environment applicable to fintech and financial services businesses is an advantage.
• Good legal research, analytical and problem-solving skills.
• Excellent written and verbal communication skills, with the ability to translate complex legal issues into clear, practical business advice.
• Good attention to detail without losing sight of commercial priorities.
• Ability to manage multiple matters and competing deadlines in a fast-paced environment.
• Sound judgment, discretion and a strong sense of professional ethics.
• Ability to work effectively with senior stakeholders and cross-functional teams.