Credit Officers at DynamicPlus Advisory

Job Description

• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants’ financial status, credit and property evaluations to determine feasibility of granting loans.
• Obtain and compile copies of loan applicants’ credit histories, corporate financial statements and other financial information.
• Review and update credit and loan files.
• Review loan agreements to ensure that they are complete and accurate according to policy.
• Compute payment schedules.
• Stay abreast of new types of loans and other financial services and products in order to better meet customers’ needs.
• Handle Customer complaints and take appropriate action to resolve them.
• Work with Clients to identify their financial goals and to find ways of reaching those goals.
• Negotiate payment arrangement with customers who have delinquent loans.
• Market company products to individuals and firms, promoting Company services that may meet customers’ needs.
• Provide special services such as investment banking for clients with more specialized needs.
• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.
• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for Collector action.
• Handling of insurance and registration/renewal on lease assets.
• Marketing all of the products of the Company to corporate organizations and indiividuals.

Requirements

• Degree in Accountancy is an added advantage.
• Certifications added advantage.
• 3 years hands-on experience required.
• Proficiency in Microsoft Office Applications.
• Have a flexible approach and the ability to make decisions quickly.
• Must reside in Port-Harcourt.