Team Lead, Portfolio Management Analyst and Reporting at Primera Africa Finance Group

Job Description

• Building and applying IFRS 9 impairment model for reporting.
• Working on board portfolio reports.
• Preparing and reviewing reports for CBN rendition.
• Analyzing the Bank's Portfolio and proffering solutions to improve it whenever necessary.
• Review of monthly NGAAP provisions (specific and general) to be charged to the bank's P&L.
• Reviewing report on expected repayment and actual collections.
• Review all reports such as impending loan maturity, Incentive, Liquidations etc prepared by the unit before they are sent out.
• Reviewing report on expected staff repayments before sending to HR for deductions.
• Computation of IFRS impairment allowance (specific and collective), converting gross loan balance into amortized balance.
• Computation of the Bank's Regulatory Risk Reserve (RRR).
• Preparation and review of all Loan related Reports for Audit (CBN Examiners and External Auditors) and subsequent implementation of Audit outcomes
• Other reports and/or projects as may be directed by Management.

Qualifications

• First Degree in Accounting, Finance or related discipline.
• Master’s Degree is an added advantage
• Professional qualification including ACCA/ACA/ACIB/CFA
• Minimum of (8) years relevant banking experience in Portfolio Management Analysis, MIS, Credit Risk AnalysisandIFRS 9 Regulatory Reporting.

Required Knowledge, Skills & Competencies:

• Strong analytical skills, use of either SQL, Power BI, Big Data Analytics,Business Objects, or any analytical/statistical tools as the case may be will be an added advantage.
• Professional, ethical, and discretion when dealing with confidential information.
• Strong communication and interpersonal skills and presentation abilities.
• Excellent leadership skills, stakeholder engagement skills and very personable.
• Ability to carry out the work on an independent basis as well as in working groups and teams.
• Highly experience in digital lending space
• Ability to maintain high level of confidentiality.
• Able to work well as part of a team and on own initiative.
• Customer relationship management skills.
• Problem Solving, Critical reasoning, detail oriented.
• Demonstrate a good understanding of FINTECH.
• Sound Knowledge of Civil Servant /Payroll Loans e.g through IPPIS and Oracle and SME.