Retail Sales Officer at Sterling Bank

Specialization (s): Banking / Finance / Insurance

Job Summary

• Promote the image and values of the Bank under existing environment/ competition, and a growing emphasis on quality customer service to ensure overall performance/profitability of the branch and customer satisfaction

Job Description

• Identify and market prospects within the target market  
• Carry out deposit mobilization initiatives (Current & Savings accounts (CASA, Fixed Deposits account)
• Prepare customers’ loan applications and collate/direct data to the approving authority through the appropriate channels
• Ensure existing investments and liquidation are done accurately and promptly
• Render all credit/risk asset reports, deposit liability report and LDR status report to Business Manager on a weekly basis
• Efficiently process new investment requests and review existing investment/liquidation requests accurately
• Ensure existing investments and liquidation are done accurately and promptly
• Create quality risk assets and effectively manage balance sheet along target lines
• Carry out effective and constant monitoring of customers’ account balances with a view to beefing up same
• Keep abreast of local and national economic, financial and political events which may impact on deposit liability generation and credit facilities  
• Identify customers’ needs, proactively seek to provide products/services to meet such needs and advice on appropriate selection of banks products FINANCIAL

Job Experience

• Minimum of 2 years’ experience in Retail Banking in any Financial Institution.