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  • Posted: Jan 28, 2021
    Deadline: Not specified
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    The genesis of The Concept Group was initially borne from a functional and structural approach, simply delivering better effectiveness through shared services of back office functions for its more market facing organizations. As the organization grew, the Group along with its member subsidiaries have evolved to embody much more. As a tested guiding light,...
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    Loan Sales Executive (Corporate and Consumer Lending)

    LOCATION; Lagos, Abuja and Port Harcourt

    JOB SUMMARY

    The Loan Sales Executive is required to collect and prepare all materials needed to secure a loan. He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

    DUTIES & RESPONSIBILITIES

    • Evaluate credit worthiness by processing loan applications and documentation within specified limits
    • Interview applicants to determine financial eligibility and feasibility of granting loans
    • Determine all applicable ratios and metrics and set up debt payment plans
    • Communicate with clients either to request or to provide information
    • Justify decisions (approvals/rejections) and report on them
    • Complete loan contracts and counsel clients on policies and restrictions
    • Review loan agreements to ensure that they are complete and accurate according to policy
    • Update account records, Compute payment schedules and transactions on ERP
    • Confer with underwriters to aid in resolving loan application problems.
    • Update job knowledge on types of loans and other financial services
    • Assess customer needs, explore all options and introduce different types of loans
    • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
    • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
    • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

    QUALIFICATIONS/REQUIREMENTS

    • Proven working experience as a Loan Officer
    • Familiarity with computers and banking applications/software
    • Solid understanding of direct/indirect lending products and practices
    • Customer satisfaction orientation and sales competencies
    • Ability to work in a goal-oriented environment and meet the set target
    • BS degree in finance, economics or a related field

    Method of Application

    Interested and qualified candidates should forward their CV to: sales.careers@conceptgroup-ng.com using the position as subject of email.

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Average Salary at Concept Group
₦ 140K from 8 employees
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