Loan Officer at Alpha Mead Facilities & Management Services (AMFacilities)

Role Summary

The Loan Officer will be responsible for evaluate and authorize approval of business, real estate, or credit loans. They evaluate the financial status of a loan, act as the liaison between the institution and the applicant, and will seek to find a loan arrangement that is in the best interests of both parties.

Responsibilities

• Evaluate loan applications
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Analyze applicants financial status, credit, and property evaluations to determine feasibility of applying for a loan.
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
• Obtain and compile copies of loan applicants€™ credit histories, corporate financial statements, and other financial information.
• Review and update credit and loan files.
• Review loan checklist to ensure that documents are complete and accurate
• Compute payment schedules.
• Issuance of e-receipts and sending to customers.
• Daily uploading of payment on loan disk
• Weekly updating of trackers and preparation of weekly reports
• Liaising with CRM & Sales to obtain offers for existing and new clients
• Visit to different Mortgage Banks to submit clients' documents

Requirements

• HND / B.Sc. Banking & Finance (Preferable), Economics, Accounting or other related field
• 1 - 3 years of relevant experience
• Ability to work with little or no supervision
• Knowledgeable in the use of Loan disk