Head of Credit, Commercial Banking at Michael Stevens Consulting

Responsibilities

• Responsible for the review and approval of commercial credit proposals of the Bank and to maintain a good balance between returns and risks exposure Leads a team of credit approvers to ensure high standard credit quality of the portfolio by using various credit assessment tools.
• Engages the development, implementation, review and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team members Review and develop the Bank's credit approval policies and guidelines as well as participate in ad hoc projects of investigative or trouble-shoorting nature on specific customer portfolio.

Requirements

• University Degree in Finance, Accounting or a related disciplines, preferably with other professional qualifications
• Possesses a minimum of 15 years' of corporate banking experience in lending or related activities; experience in Marketing is a definite advantage Credit evaluation experience with complex credits and structuring are involved