Credit Officer at Fundtron Capital Limited

Job Description

• Facilitate business growth through the sales of products across, personal, business, and co-operative clients.
• Explain different loan options available to clients.
• Identify and prospect clients through market segmentation with a focus on an industry and/or sub segment applying a narrowed focus to client acquisition.
• Establish, develop, and manage a strong pipeline and network of clients for our products/services.
• Cross-sell customised products and services with the objective of meeting clients’ unique needs to achieve financial objectives.
• Develop and maintain relationships with clients to provide quality services.
• Foster beneficial and long-term relationships with new and existing clients to retain and attract new businesses.
• Employ a variety of means to keep abreast of industry trends and company product knowledge.
• Deliver increasing deposit portfolio performance and provide regular reports.
• Develop customised on-boarding options and solutions for clients to suit their individualized needs.
• Determining whether prospective customers are creditworthy, developing credit scoring models, authorizing, and refusing loans, negotiating payment arrangements, and revising the business' credit policy.
• Assess clients’ financial status, and conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness to repay loan.
• Maintain updated records of loan applications, and manage client database.
• Monitor progress of existing loans.
• Must have in-depth knowledge of credit analysis and be an expert with accounting software.

Requirements

• Bachelor's Degree in any related discipline.
• Strong customer orientation.
• 2 years work experience as a Credit Officer, Loan Officer, or similar role.
• Outstanding analytical Abilities.
• A good ability to communicate.
• Strong interpersonal abilities.
• Attentive to detail.
• The capacity to handle challenging circumstances.