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  • Posted: Oct 20, 2021
    Deadline: Nov 3, 2021
  • We are Nigeria's largest car buying service with the goal of helping hundreds of customers to sell their cars.At Cars45 our passion is to build the infrastructure for commerce that allows sellers and buyers of Nigerian used Cars to exchange value quickly, cheaply and with unhindered access to independent relevant information required for decision making. We ...
    Read more about this company


    Consumer Financing and Partnerships Manager (CFPM)

    Job Summary

    • The successful candidate will lead consumer financing & financing partner relations lifecycle management for Jiji Cars45.
    • He/she will create and execute workable strategies that will help to provide best-in-class services to strengthen our sales efforts and maximize profitable volume growth through consumer financing.
    • The CFPM will be responsible for sourcing legal guaranteed financing pipeline, appropriate structuring of financing opportunities in accordance with the bank’s guidelines and fee/premium strategy, providing initial credit analysis for financing activities, and form processing.
    • Primary responsibilities include active business development and origination of consumer financing partnerships.
    • The successful candidate will also manage partner accounts and build deep relationships with relevant contacts in other to access existing and new customers leads within a given geographic territory to ensure high financing transactions.

    Essential Job Functions

    • Identify, develop, implement, and lead initiatives for the consumer financing lifecycle that will attract new customers and drive affinity for Jiji Cars45.
    • Provide strategic leadership to help create and execute the roadmap leading to optimal financial and trading performance; this includes providing expert advice, analyze and provide support for the Consumer Financing process, defining strategies for appropriate partnerships.
    • Partner with cross-functional teams to manage critical parts of our consumer financing technology platform, lead both short and long-term planning consumer financing processes and provide financial analyses for Financing partners.
    • Develop and manage financing partnerships with Banks, NBFIs and other financing partners.
    • Develop, strengthen, and manage key partner relations, community partnerships and referral sources by building relationships with, civic/professional, small & medium-sized organizations and with branch customers to, share information, and explore how the consumer financing product meet the needs of the community and customers.
    • Proactively assess, clarify, and validate partner needs on an ongoing basis and secure information on competitive offerings being made to customers
    • Analyze market trends, consumer trends, retailer and industry needs, risk and opportunities, local consumer behavior to increase sales of the consumer financing product
    • Leverage on contact center metrics and consumer conversion leads to tell the story of trading/financial performance as well as to identify opportunities for performance improvement in the customer sector
    • Educate new customers on how to effectively use Cars45’s finance programs and train consumers on proper documentation needed for fast and easy financing transactions
    • Uphold and maintain a balance between risk mitigation and operational efficiency; ensure regulatory, data, and controls compliance for all processes/programs undertaken by the customer for consumer financing transaction
    • Understanding key KPIs and benchmarking them against major competitors.
    • Planning and overseeing new initiatives and projects: Collecting operational data and recommending actions to management.
    • Collaborate with Marketing team to improve sourcing channels for Consumer Financing
    • Manage reporting systems and delivering monthly and quarterly forecasts

    Educational Requirements

    • HND or B.Sc Degree in Sales / Finance / Economics / Statistics / Business Administration / Engineering / Science / Management or any related field.


    • 4 - 6 years post NYSC experience, 1 of which should be in a managerial position.
    • Experience in traditional consumer financing and alternative financing strategies is a plus.
    • Experience around finance, investment banking or management, strategy, business analysis, engineering, product management.
    • Excellent knowledge about cars and its various models.
    • Experience in building business plans and financial models.
    • Experience in business development and b2b channel management.
    • Experience in project management.
    • Conducting market and industry analysis and research.

    Technical Requirements:

    • Strong command of English language, both written and spoken.
    • Strong knowledge and influence in the banking industry / financial institution
    • Proficiency in Microsoft Office Tools

    Knowledge & Skills Required:

    • Ability to manage complex projects and multi-task
    • Ability to solve problems and create process flows
    • Good knowledge of accounting procedure
    • Excellent numerical skills
    • Proven analytical background
    • Advanced Excel and PowerPoint skills
    • Must be project driven (Project is target based)
    • General knowledge of cars
    • Strong leader with a dynamic touch
    • Strategic thinker with analytical competence
    • Strong sense of urgency
    • Self-starter: ability to take the initiative to identify the top partners in each finance category and win the right to be their preferred financing partner.
    • Willingness and personality to train and support partner sales forces.
    • Attention to detail and ability to actively monitor channel partner activity.
    • Ability to identify new opportunities, and effectively working with team members to develop new initiatives while maintaining successful core partner sales efforts.
    • Superior customer experience
    • Applying expertise and technology
    • Entrepreneurial and commercial thinking.

    Method of Application

    Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.

    Note: Never pay for any training, certificate, assessment, or testing to the recruiter.

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