Loan Review Associate at Branch International

Job Description

• This role will be responsible for day to day loan appraisal, loan disbursement and other payment processes.

Key Duties

• Evaluate loan applications for all new borrowers applying for Branch loans
• Identify and report potential fraud
• Manage refunds, repayments, and other payment processes
• Update documentation related to loan reviews and payment processes
• Initiate manual disbursements to customers
• Escalate any credit and risk matters to the team lead
• Propose and escalate areas of continuous improvement to the product team
• Any other duties as may arise on a daily basis

Qualifications

• Degree in Finance/Banking/ Business
• 1 year experience in a credit, loan review, risk management  role
• Detailed understanding of loan reviews, credit scores and risk levels
• An interest in start-up environment and financial services
• Highly entrepreneurial and comfortable with ambiguity and taking initiative
• Excellent collaborator and team player
• Analytical, comfortable analysing data using SQL and Excel with excellent attention to detail

What We Offer

• Are you ready to revolutionize mobile lending in Nigeria and have a great time doing it? At Branch, you will be part of a talented, passionate team that is determined to make a positive impact on the lives of our customers. We also care a lot about the personal and professional development of our team.
• You will join a team with unmatched experience in financial technology and emerging markets. Since our launch in April 2015, we’ve disbursed over 2 million loans and are already profitable on our portfolio. Our success has led to our, most recent $70m investment from Silicon Valley’s leading VCs.