Business Development Officer at Zuriel Consulting

Our client is a licensed Money Lending Institution operating in Lagos State. Services offered by the client include comprehensive, affordable, dependable and specialized payday loans amongst others financial solutions to individuals, groups of individuals and burgeoning small size enterprises in Nigeria.

We are recuriting on their behalf to fill the following position

1.    JOB TITLE: BUSINESS DEVELOPMENT OFFICER

1.1.     Job Description

• Source for new individual and group clients via direct or indirect promotion and assist prospect client with loan application. 
•  Source for new product development for the company and viable investments. 
• Conducts in-depth assessment of loan applications and collect detailed information (personal, business, and guarantees) in preparation of loan proposals.
•  Analyse and interpret financial statement of businesses with the use of Microsoft excel or similar data analysis software to access the repayment capacity and financial soundness of the borrower.
• Approve loans by issuing checks or forwarding applications to loan committee.
• Complete loan contracts by explaining provisions to applicant; obtaining signatures and notarizations; collecting fees.
• Help customers by answering questions; responding to requests.
• Maintains customer confidence by keeping loan information confidential.
• Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.
• Portfolio Management with full responsibility for its growth and quality (monitoring of disbursed Loans, follow up on timely repayment and Initiating and leading recovery activities)
• Optimizing financial results by cross-selling activities.
• Assuring and maintaining long-term relationship (Relationship Management) through high client satisfaction, reaching a high ratio of revolving clients. 

1.2.            Requirements

• Minimum of B.Sc./ HND / OND in Business, Social Sciences or other relevant field from a reputable institution.
• Candidate should possess at least 2+ years’ experience in sales and marketing in a similar industry.
• Demonstrate good self-esteem and confidence.
• Strong analytical and financial skills (with focus on cash flow analysis and forecasting). 
• Possess strong industry and market orientation.
• Excellent interpersonal, communication and presentation skills
• Ability to work with minimum supervision.
• Entrepreneurial, Innovative thinker, Target driven and result oriented.
• Attentive to details

 Language Skills

Fluency in English and local language(s) required.