Credit Officer at Verite Microfinance Bank Ltd

Job Description:

• Authenticate documentation presented for all credit applications and ensure they meet the KYC requirements and any other requirements as required by the regulators.
• Ensure compliance with the Company’s Credit policy, procedures and service level agreements.
• Analyse financial data regarding loan requests for new, renewal and existing loans, including data provided by credit bureaus and other financial institutions files.
• Prepares spread sheets, reports, summaries and opinions for financial institutions officers on new, renewal and existing loans.
• Make recommendations for credit rating.
• Responsible for identifying cross-selling opportunities and to refer such opportunities and leads to the Marketing Department.
• Assist in the Restructuring of debts in the interest of the company and customer.
• Analyze potential loan markets and develop referral networks to locate prospects for credit products.

Requirements/Qualifications:

• Candidates must be holders of OND/HND
• Microfinance bank experience is a must
• Group loan experience is compulsory
• Candidate must be result-oriented.