Job description
Risk Management
Planning, designing and implementing an overall risk management process for the organisation. This includes but not limited to
- Identifying Loss drivers
- Collections Strategy and Operations
- Operational Risk
- Fraud Prevention and Control
- Risk evaluation and measurement
Risk Policy
Establish and implement principles and credit policies that are aligned to the needs of One Credit.
Implement credit policies in a timely and proactive manner that supports profitable portfolio growth and minimized exposure to unprofitably high risk segments/ markets.
Maintain risk policy documentation and communication channels to all business partners.
Credit Scoring and underwriting policies
Analytics and Business Intelligence
Manage the performance of the portfolios by providing MIS and any necessary analysis to senior management in a timely manner. Produce detail monthly risk packs and periodic business intelligence reports.
Provide data mining and analytical support for various credit risk initiatives. This includes but not limited to
- Customer profiling
- Marketing
- Sales
- Collections and Recovery
Own the design and pilot programs for consumer lending and credit card products.
Desired Skills and Experience
Minimum of 7 years relevant experience.
Preferably in Consumer Risk Management, Finance Support or Performance Management
High level of Numeracy
Problem Solving
Intermediate Excel Skills or SQL Skill
Data Manipulation
Excellent presentation and writing skills
Critical reasoning
Gmail
Yahoomail