Micro and Small Loans Manager at Rinaebo Integrated Services Limited

Job Description

• We are looking to hire an experienced Credit and Loan Manager to oversee our company’s lending process.
• As a Credit Manager, you will be responsible for evaluating the creditworthiness of potential customers, creating credit scoring models, approving and rejecting loans, negotiating payment terms, and updating the company’s credit policy.
• To ensure success as a Credit Manager, you should have extensive experience with credit analysis, proficiency with accounting software, and high-level analytical skills. A top-class Credit Manager adds value to a company by optimizing the mix of sales to bad debt losses.

Responsibilities

• Evaluating the creditworthiness of potential customers.
• Creating credit scoring models for risk assessments.
• Approving and rejecting loans based on available data.
• Calculating and setting loan interest rates.
• Negotiating the terms of the loan with new clients.
• Ensuring all loans and lending procedures comply with regulations.
• Maintaining records of all company loans.
• Monitoring loan payments and bad debts.
• Reviewing and updating the company’s credit policy.

Requirements

• Bachelor's degree in Accounting, Business Administration, Finance or similar field.
• Proven work experience of at least 5 years as a Loan Manager in a Bank or Micro Finance.
• Good understanding of lending procedures.
• Excellent analytical skills.
• Good communication skills.
• Good interpersonal skills.
• Detail orientated.
• Ability to deal with stressful situations.
• The ability to communicate in Hausa is highly recommended.
• Place of Posting - Yola
• Residents in the North are much preferable.

Benefit
Attractive salary plus annual performance bonus.