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  • Business Banker at Stanbic IBTC

  • Posted on: 10 December, 2019 Deadline: Not Specified
  • View Jobs in Banking / Financial Services View All Jobs at Stanbic IBTC
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  • Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent.

    Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions. Our growing global success reflects our commitment to the latest solutions, the best people, and a uniquely flexible and vibrant working culture. To help us drive our success into the future, we are looking for resourceful individuals to join our dedicated team at our offices.

    Business Banker


    Job ID: 45481
    Job Sector: Banking

    Country: Nigeria
    Region/State/Province/District: Lagos
    Location: Lagos Island

    Job Details

    Retail & Business Banking

    Job Purpose

    • To manage and optimize value from a portfolio of SME customers

    Key Responsibilities/Accountabilities

    • Promote and sell a range of appropriate products and solutions that meet the financial needs of small and medium business customers.
    • → Selling includes acquiring and opening new business accounts (walk-in customers and customers pro-actively approached in the local market area)
    • → Cross-selling additional products & services to existing customers (walk-in customers, during pro-active telephone conversations).
    • Identify sales leads for associate company stakeholders e.g. Vehicle and Asset Finance; Electronic Banking; Trade; Global Markets; etc.
    • Mine existing customer data to identify expansion and/or additional business opportunities.
    • Identify opportunities to migrate top-end customers to Commercial Banking.
    • Providing a central (information/ query handling) service point for a portfolio of SME customers. .
    • Ensure KYC documentation, regulatory compliance and control is adhered to

    Preferred Qualification and Experience

    • Bachelors Degree in any related field
    • Min 2 years of Business Banking Sales experience

    Knowledge/Technical Skills/Expertise

    • Basic Financial Analysis – Ability to interpret income statement, balance sheet, cash flow statement and financial ratios.
    • Business acumen – Ability to spot opportunities and optimize revenue generation for the business
    • A thorough knowledge of standardised business banking transactional products and other core products relevant to small business enterprises.
    • A good working knowledge and understanding of behavioural credit scoring principles and practices, including an understanding of all SME product programs

    Method of Application

    Interested and qualified? Go to Stanbic IBTC career website on to apply

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