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  • Head, Credit at GTI Microfinance Bank Limited

  • Posted on: 28 August, 2019 Deadline: 19 September, 2019
  • View Jobs in Banking / Financial Services View All Jobs at GTI Microfinance Bank Limited
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  • GTI Microfinance Bank Limited is a leading Nigerian Investment Banking group with proven expertise in Financial Advisory, Securities Dealing (Fixed Income and Equities), Asset Management and Private Equity”. We have strong capacity in financial services delivery

    Head, Credit

     

    Job Description

    • Evaluating and reviewing of client’s credit proposal for approval or rejection based on credibility, potential revenue and losses to maintain a good balance between returns and risk exposures.
    • Preparation of Credit Appraisal Memorandum (CAM) for Management and Board consideration and Approval
    • Conducting credit search from an approved Credit Bureau
    • Booking of loans in line with approved terms and conditions for the MD’s approval
    • Proper documentation and updating of the loan files
    • Follow up and monitoring of disbursed loans to ensure timely repayment
    • Recovery of delinquent loans and advances
    • New products development and review of existing ones
    • Develop, review and update the bank’s credit policies.
    • Organized in house training for the staff
    • Render timely report to regulatory bodies (CBN, NDIC, e.t.c) when required
    • Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required.

    Requirements

    • MCP certification will be an added advantage.
    • Experience: Minimum of 5 years in micro-finance bank sector.

    Method of Application

    Interested and qualified candidates should send their CV to: gtimicrofinacebank1@gmail.com using the "Job Title" as the subject of the mail.

    Note: Only qualified candidates will be contacted.

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