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  • Posted: Mar 1, 2019
    Deadline: Mar 7, 2019
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    KLOVERHARRIS Limited is a Human resource/IT Consulting company that provides high quality services to businesses across Africa. We pride ourselves in how well we assist organizations overcome challenges that bother on optimal performance by proffering a wide array of solutions through the use of deep IT expertise, industry- wide expertise and highly profi...
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    Credit Officer

    Job Description

    • We are looking to recruit Credit Officers to facilitate lending, credit worthiness, and risks to clients.
    • The ideal candidate should possess an in-depth knowledge on sales and marketing with excellent track record of achievements.

    Responsibilities

    • Creations & monitoring of quality risk assets (Term Loans, Overdraft, Distributions finance, Schools support assets finance, mortgage Loans, Trade finance, LPO contract finance. Assets finance.
    • Ensured credits is packaged within the policies and procedures of the bank.
    • Monitoring the loan portfolios and followed up on repayments.
    • Rendering sound financial advice to clients
    • Conduct qualitative credit appraisals of client’s business. E.g. cash flow, profitability P&L and balance sheets.
    • Review loan application to ascertained credit worthiness of the clients.
    • Packaging of customers credit request.
    • Sourcing of new RQR via direct marketing
    • Monitoring of disbursed and loan in arrears
    • Pro- active recovery of loans in overdue
    • Assuring long term relationship through high customers satisfaction, reaching a high ration of revolving customers
    • Establishing of new relationships and sustaining them
    • Booking / executing of transactions
    • Securing deals
    • Follow up and prospect for customers
    • Performing of any other marketing functions as may be assigned.

    Requirements

    • Interested candidate should possess minimum 6 years extensive Credit experience.
    • Minimum of a B.Sc. Accounting, Social Sciences
    • Strong analytical and interpersonal skills
    • Must be target-oriented and commission driven.

    Method of Application

    Applicants should send their CV to: kloverharrisrecruitment@gmail.com

     

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