Loan Officer at Microcred Group

Location: Orile, Lagos

Job Description
Pre-Loan Disbursement:

• Promote/market Baobab’s products to prospective clients
• Visit and evaluate potential client businesses
• Visit client’s personal house
• Visit Co-debtor, guarantor’s house, and businesses
• Analyze financial data of clients’ businesses
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for Credit Committee
• Present loan files to Credit Committee
• Enter loan files in the MIS.

Post-loan Disbursement:

• Conduct monitoring visits to business and households
• Follow-up on loan repayment
• Manage loan recovery from active and write-off client until the last
• Assess the impact of a loan before renewal.

Job Requirements
Education:

• Minimum of HND qualification
• Experience: 0 - 3 years
• Basic Knowledge in accounting, finance, and mathematics
• Previous work experience or training in sales (preferred)
• Applicants must be between the age of 20 - 35 years.

Required Skills:

• Fluent in English (written/spoken)
• Detail-oriented
• Target oriented
• Articulate and well-spoken
• High level of integrity
• Dynamic and motivated individuals who like to work outdoors.