Finance Manager (Credit Business) at Helium Health

• As the Finance Manager (HeliumCredit) you will identify and implement systems, policies and processes for the HeliumCredit business line which will improve financial monitoring, accountability and growth. Interested candidates must possess a strong understanding of lending principles, credit risk assessment, IFRS 9 & ECL Model, and financial analysis.

Responsibilities:

Financial Management

• Monitor the day-to-day financial operations such as invoicing, advance and reimbursements, payroll and other transactions.
• Plan, organize, and execute financial tasks and projects of the organization.
• Make estimates of funds required for the short and long-term financial objectives of the organization.
• Complete financial reports, lead the month-end closing process and conduct monthly financial forecasts.
• Develop and implement plans for budgeting, forecasting, and reporting.
• Achieve a proper mix of equity and debt to minimize cost and maximize operational profit.
• Provide financial insight and analysis to drive the business performance of the organization. Evaluate the financial performance of the organization and measure returns on investments.
• Understand and calculate the risks involved in the financial activities of the organization.
• Complete tax returns and other statutory compliance requirements.
• Preparation of monthly/quarterly financial and management reporting

Budgeting and Budgetary Controls

• Manage the preparation of budgets. Monitor and track implementation across the organization.
• Prepare and manage cash flows and develop a reliable cash flow projection process and
• reporting mechanism that includes minimum cash threshold to meet operating needs.

Internal Control & Audit

• Administer implementation of the Financial & Accounting and Procurement Policies & Procedures of the organization.
• Monitoring internal financial and administrative controls.
• Ensure that monthly bank reconciliations are done on time.
• Perform internal audit whenever necessary. Coordinate all auditing activities. Preparation of annual accounts for audit and annual statutory reporting

Requirements:

• Qualified Accountant (ACA, CIMA, CIPFA or ACCA) with 6 - 8 years’ relevant work experience in finance management within the lending or financial services sector.
• Proficiency in financial modeling, forecasting, and data analysis.
• Leadership abilities and experience in managing finance teams.
• Understanding of strategic financial management
• Excellent use of work tools including advanced Microsoft Excel skills
• A proven record of communicating complex financial issues and models in a clear-cut, concise manner to all relevant stakeholders
• Proven analytical and modeling skills, and must be both commercially astute and a confident communicator
• A good understanding and experience of the financial compliance issues in Nigeria
• Proven ability to review and challenge assumptions within detailed financial forecasts
• Excellent communication, business presentation, persuasion, and analytical skills
• Digital savviness – driving the use of digital tools in the function
• Proficient in the use of Microsoft Office tools
• Strong understanding & skill set developed in cloud based technologies & utilizing technology to drive productivity
• First Degree in Finance, Accounting, Economics or related discipline from a reputable institution