Enterprise Risk Officer at Imperial Homes Mortgage Bank Limited

Job Purpose / Job Summary

• This role plays a critical role in identifying, assessing and mitigating risks within an organization to ensure the achievement of strategic objectives while maintaining regulatory compliance.
• It involves collaborating with various departments to develop and implement risk management strategies and policies.

Roles and Responsibilities

• Ensuring adherence to Credit Policy Guidelines (CPG)
• Liaising with Mortgage Operation Unit on credit administration and credit risk management.
• Conducting credit review and rating exercise on new and existing facilities.
• Evaluate transactions with canon of credit and determine level of risk objectively
• Monitoring of circumstances and conditions underlying existing facilities.
• Monitoring of credit concentration and risk limits
• Developing, reviewing and implementing credit risk analytics
• Co-ordinate risk registers to determine the risks associated to all departments
• Monitoring adherence to counter-partyrisk concentration and limits.
• Evaluate existing policies and procedures to find weaknesses
• Manage and prepare all documentation related to risk assessments and reviewsof standard operating procedures
• Assist in the design of processes to eliminate or mitigate potential risks
• Assist in the monitoring of instituted risk management framework for optimal result
• Assist in coordinating the bi-weekly/monthly exercise of Key Risk Indicators in Abuja zones
• Assist in coordinating the semi-annual exercise on the Risk and Control Self Assessment matrix in Abuja zone and Head Office units.
• Supporting the Unit Head in convening ALCO meeting, and taking ALCO meetings’ minutes
• Supporting the Head of Enterprise Risk Management in preparing quarterly reports for Board Risk Committee
• Any other tasks that may be assigned from time to time.